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- Late twenty-somethings Amanda and Sean are largely a victim of external circumstances. They both worked for the same company when it went bankrupt, leaving them both unemployed. At that time, Amanda was three months pregnant with who is now their sixteen month old daughter, Lyric. They were already facing financial difficulties then, which escalated from that time. They have both since managed to find other part-time jobs, Amanda's being freelance which allows her stay at home with Lyric, in-between trying to finish her schooling. She works as their combined schedules allow for one or the other to mind Lyric. In addition, Sean has martial arts and DJ-ing skills, which he under-utilizes as means to make money. Their current combined income is a modest $50,000 annually. They admit they are not faultless as they have also since used spending, especially on Lyric, for feeling like they are not providing her the life that they should. But they also spend $10 here and $10 there on themselves, which adds up over time. Although their debt is not huge at $20,000, it is substantial seeing as to their overall circumstances. And it is negatively affecting their life as a couple. Gail wants to show them they they can't have what they haven't paid for. She gets them to manage what debt they have better by renegotiating interest rates and moving all the debt to those lower interest sources. She wants them to earn more money, especially using Sean's skills which may be more difficult than Gail realizes. And she tries to get them to be on the same page when it comes to what they want from each other emotionally and romantically in their marriage. At the end of it all, Gail does a first for the show.