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«Մասնակից:Արշո/Ավազարկղ»–ի խմբագրումների տարբերություն

Վիքիպեդիայից՝ ազատ հանրագիտարանից
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Տող 1. Տող 1.
[[Պատկեր:Paywall_Example.svg|մինի|Mock-up of a "hard" paywall on a fictional news website]]
'''Quadriga Fintech Solutions,''' QuadrigaCX-ի սեփականատերն ու օպերատորը, որը համարվում էր Կանադայի խոշորագույն կրիպտոարժութային բորսան 2019 թվականին իր փլուզման պահին, երբ բորսան դադարեցրեց իր գործունեությունը, և ընկերությունը հայտարարեց սնանկության մասին՝ 215,7 միլիոն կանադական դոլարի պարտավորություններով և մոտ 28 միլիոն կանադական դոլարի ակտիվներով<ref name="citizen">{{Cite news |date=13 May 2019 |title=Investigation of Quadriga cryptocurrency debacle turns up only $28 million in assets |url=https://ottawacitizen.com/technology/blockchain/investigation-of-quadrigacx-cryptocurrency-debacle-turns-up-28-million-in-assets/wcm/60219305-631c-421a-99ba-efd1a0228d7b |url-status=live |archive-url=https://web.archive.org/web/20190514185214/https://ottawacitizen.com/technology/blockchain/investigation-of-quadrigacx-cryptocurrency-debacle-turns-up-28-million-in-assets/wcm/60219305-631c-421a-99ba-efd1a0228d7b |archive-date=14 May 2019 |access-date=14 May 2019 |publisher=[[Ottawa Citizen]] |agency=[[Canadian Press]]}}</ref>:
[[Պատկեր:2015-02-09_philosophy_03-paywall_by-David-Revoy.jpg|աջից|մինի|300x300փքս|"Philosophy 03 paywall" by French artist [[David Revoy]], featuring the character Carrot and various paywalls. A paywall may restrict non-paying users either from ''any'' content, from a ''set limit'' of content, or from ''select'' content.


The second wall from the left does not require the user to pay, but rather requires the user to subscribe (or register) for full access to content.]]
Ընկերության գործադիր տնօրեն և հիմնադիր Ջերալդ Ուիլյամ Քոթենը մահացել է 2018 թվականին՝ Հնդկաստան մեկնելուց հետո։ Մինչև 250 միլիոն [[Կանադական դոլար|C$]] (190 միլիոն ԱՄՆ դոլար) [[կրիպտոարժույթ]], որը պարտք է եղել 115,000 հաճախորդի, անհետացել է<ref name="WSJ 02 19 2019">{{Cite news |last=Vigna |first=Paul |last2=Shifflett |first2=Shane |date=19 February 2019 |title='Our Cash Went to Something': Customers Hunt for Bankrupt Crypto Exchange's Missing Millions |url=https://www.wsj.com/articles/our-cash-went-to-something-customers-hunt-for-bankrupt-crypto-exchanges-missing-millions-11550596908 |url-status=live |archive-url=https://web.archive.org/web/20190219213804/https://www.wsj.com/articles/our-cash-went-to-something-customers-hunt-for-bankrupt-crypto-exchanges-missing-millions-11550596908 |archive-date=19 February 2019 |access-date=20 February 2019 |publisher=Wall Street Journal}}</ref> կամ հնարավոր չի մուտք գործել, քանի որ միայն Քոթենն էր պահում օֆլայն [[Համակարգչային հիշողություն|սառը դրամապանակների]] գաղտնաբառը<ref name="bizarre">{{Cite news |last=Shore |first=Randy |date=1 February 2019 |title=Troubled Bitcoin trader QuadrigaCX takes another bizarre turn |url=https://vancouversun.com/news/local-news/troubled-bitcoin-trader-quadrigacx-takes-another-bizarre-turn |url-status=live |archive-url=https://web.archive.org/web/20190203085215/https://vancouversun.com/news/local-news/troubled-bitcoin-trader-quadrigacx-takes-another-bizarre-turn |archive-date=3 February 2019 |work=Vancouver Sun}}</ref><ref>{{Cite news |last=Ligaya |first=Armina |date=4 February 2019 |title=Canada's largest cryptocurrency exchange Quadriga seeks creditor protection |url=https://www.ctvnews.ca/business/canada-s-largest-cryptocurrency-exchange-quadriga-seeks-creditor-protection-1.4282216 |url-status=live |archive-url=https://web.archive.org/web/20190205145700/https://www.ctvnews.ca/business/canada-s-largest-cryptocurrency-exchange-quadriga-seeks-creditor-protection-1.4282216 |archive-date=5 February 2019 |access-date=5 February 2019 |work=[[CTV News]] |publisher=BellMedia |ref=CTV-Lig-Feb4}}</ref>:
A '''paywall''' is a method of restricting access to [[Content (media)|content]], with a purchase or a [[Subscription business model|paid subscription]], especially news.<ref>{{Cite web |author=Tom Felle |date=2016-03-04 |title=Are paywalls saving journalism? |url=http://www.niemanlab.org/2016/07/here-are-6-reasons-why-newspapers-have-dropped-their-paywalls/ |url-status=live |archive-url=https://web.archive.org/web/20200404234931/https://www.niemanlab.org/2016/07/here-are-6-reasons-why-newspapers-have-dropped-their-paywalls/ |archive-date=4 April 2020 |access-date=2017-05-03 |website=City, University of London}}</ref><ref>{{Cite web |author=Joseph Lichterman |date=2016-07-20 |title=Here are 6 reasons why newspapers have dropped their paywalls |url=http://www.city.ac.uk/news/2016/march/are-paywalls-saving-journalism |url-access=limited |url-status=live |archive-url=https://web.archive.org/web/20190321191845/https://www.city.ac.uk/news/2016/march/are-paywalls-saving-journalism |archive-date=21 March 2019 |access-date=2017-05-03 |website=NiemanLab}}</ref> Beginning in the mid-2010s, newspapers started implementing paywalls on their websites as a way to increase revenue after years of decline in paid print readership and advertising revenue, partly due to the use of [[Ad blocker|ad blockers]].<ref name="preston">{{cite news |last=Preston |first=Peter |date=7 August 2011 |title=A Paywall that pays? Only in America |url=https://www.theguardian.com/media/2011/aug/07/paywall-that-pays-only-in-america |url-status=live |archive-url=https://web.archive.org/web/20210309002611/https://www.theguardian.com/media/2011/aug/07/paywall-that-pays-only-in-america |archive-date=9 March 2021 |access-date=22 October 2011 |newspaper=The Guardian |location=London}}</ref> In academics, [[Academic paper|research papers]] are often subject to a paywall and are available via [[Academic library|academic libraries]] that subscribe.<ref>{{Cite news |last=McWilliams |first=James |date=12 March 2019 |title=Why Should Taxpayer-Funded Research Be Put Behind a Paywall? |url=https://psmag.com/education/why-should-taxpayer-funded-research-be-put-behind-a-paywall |url-status=live |archive-url=https://web.archive.org/web/20210512174217/https://psmag.com/education/why-should-taxpayer-funded-research-be-put-behind-a-paywall |archive-date=12 May 2021 |access-date=2021-05-27 |website=Pacific Standard |language=en}}</ref><ref>Sample, Ian. "[http://www.iimas.unam.mx/biblio/contenidoEstatico/archivo/files/Biblioteca/Harvard.pdf Harvard University says it can’t afford journal publishers’ prices.] {{Webarchive|url=https://web.archive.org/web/20171001074751/http://www.iimas.unam.mx/biblio/contenidoEstatico/archivo/files/Biblioteca/Harvard.pdf|date=1 October 2017}}" The Guardian 24 (2012): 2012.</ref><ref>{{Cite web |date=3 March 2014 |title=Skirting Around Paywalls: How Scientists Quickly Get the Articles They Need |url=http://incubator.rockefeller.edu/skirting-around-paywalls-how-scientists-quickly-get-the-articles-they-need/ |url-status=live |archive-url=https://web.archive.org/web/20210525152154/https://incubator.rockefeller.edu/skirting-around-paywalls-how-scientists-quickly-get-the-articles-they-need/ |archive-date=25 May 2021 |access-date=5 July 2017}}</ref>


Paywalls have also been used as a way of increasing the number of print subscribers; for example, some newspapers offer access to online content plus delivery of a Sunday print edition at a lower price than [[online]] access alone.<ref name="rosen">{{cite news |last=Rosen |first=Rebecca |date=12 September 2011 |title=Can a Paywall Stop Newspaper Subscribers From Canceling? |url=https://www.theatlantic.com/technology/archive/2011/09/can-a-paywall-stop-newspaper-subscribers-from-canceling/244932/ |url-status=live |archive-url=https://web.archive.org/web/20210308194413/https://www.theatlantic.com/technology/archive/2011/09/can-a-paywall-stop-newspaper-subscribers-from-canceling/244932/ |archive-date=8 March 2021 |access-date=12 October 2011 |newspaper=The Atlantic}}</ref> Newspaper websites such as that of ''[[The Boston Globe]]'' and ''[[The New York Times]]'' use this tactic because it increases both their online revenue and their print circulation (which in turn provides more ad [[revenue]]).<ref name="rosen" />
Ըստ Chainalysis-ի՝ կրիպտոարժույթների հետևող ընկերության, Quadriga-ն, ամենայն հավանականությամբ, երբեք չի ներդրել իրեն վստահված միջոցները կամ միջոցներն այդպես էլ չեն ստացվել, կամ արագ անհետացել են։ «Այն, ինչ Quadriga-ն իրականում արել է այն գումարով, որը հաճախորդները տվել են նրան բիթքոին գնելու համար, մնում է առեղծված», -հայտնում է Chainalysis-ը<ref name="Fortune chain">{{Cite news |last=Wieczner |first=Jen |date=24 April 2019 |title=Bitcoin Accounts for 95% of Cryptocurrency Crime, Says Analyst |url=http://fortune.com/2019/04/24/bitcoin-cryptocurrency-crime/ |url-status=live |archive-url=https://web.archive.org/web/20190427021522/http://fortune.com/2019/04/24/bitcoin-cryptocurrency-crime/ |archive-date=27 April 2019 |access-date=27 April 2019 |publisher=Fortune |quote="What we found very quickly was that Quadriga as an exchange actually didn’t have those customer funds that were reported in the media to be now lost—those funds actually never existed", Levin explains. What Quadriga really did with the money that customers gave it to buy Bitcoin remains a mystery.}}</ref>:


== History ==
[[Ernst & Young|Ernst & Young-ը]] նշանակվել է որպես անկախ մոնիտոր, մինչդեռ Quadriga-ին տրամադրվել է ժամանակավոր իրավական պաշտպանություն իր պարտատերերից''՝ Ընկերությունների վարկատուների պայմանավորվածության մասին օրենքի'' համաձայն<ref name="NYT5Feb2019">{{Cite news |last=Zraick |first=Karen |date=5 February 2019 |title=Crypto-Exchange Says It Can't Pay Investors Because Its C.E.O. Died, and He Had the Passwords |url=https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |url-status=live |archive-url=https://web.archive.org/web/20190206170338/https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |archive-date=6 February 2019 |access-date=7 February 2019 |work=New York Times}}</ref><ref name="Supreme">{{Cite web |last=Supreme Court of Nova Scotia |date=31 January 2019 |title=Pre-filing report of the proposed monitor |url=https://documentcentre.eycan.com/eycm_library/Quadriga%20Fintech%20Solutions%20Corp/English/1.%20Monitor%27s%20Reports/Proposed%20Monitor%27s%20Report/Pre-Filing%20Report%20of%20the%20Proposed%20Monitor.pdf |url-status=dead |archive-url=https://web.archive.org/web/20200525171222/https://documentcentre.eycan.com/eycm_library/Quadriga%20Fintech%20Solutions%20Corp/English/1.%20Monitor%27s%20Reports/Proposed%20Monitor%27s%20Report/Pre-Filing%20Report%20of%20the%20Proposed%20Monitor.pdf |archive-date=25 May 2020 |access-date=7 February 2019 |page=12}}</ref>: 2019 թվականի ապրիլի 8-ին ընկերությունը սնանկության մեջ մտավ «Սնանկության և անվճարունակության մասին» օրենքի համաձայն<ref name="Bloom2April2019">{{Cite news |last=Pearson |first=Natalie Obiko |date=2 April 2019 |title=Quadriga Should Shift to Bankruptcy Proceedings, Monitor Says |url=https://www.bloomberg.com/news/articles/2019-04-02/quadriga-should-shift-to-bankruptcy-proceedings-monitor-says |url-status=live |archive-url=https://web.archive.org/web/20190407053616/https://www.bloomberg.com/news/articles/2019-04-02/quadriga-should-shift-to-bankruptcy-proceedings-monitor-says |archive-date=7 April 2019 |access-date=5 April 2019 |publisher=Bloomberg}}</ref><ref name="bankruptcy2">{{Cite news |last=McDonald |first=Michael |date=8 April 2019 |title=Controversial QuadrigaCX cryptocurrency exchange placed in bankruptcy |url=https://www.cbc.ca/news/canada/nova-scotia/quadrigacx-cryptocurrency-exchange-bankruptcy-1.5089539 |url-status=live |archive-url=https://web.archive.org/web/20190408213018/https://www.cbc.ca/news/canada/nova-scotia/quadrigacx-cryptocurrency-exchange-bankruptcy-1.5089539 |archive-date=8 April 2019 |access-date=9 April 2019 |publisher=[[CBC News]] |agency=The Canadian Press}}</ref>:
In 1996, ''[[The Wall Street Journal]]'' set up and has continued to maintain a "hard" paywall.<ref>{{cite book |last1=Salwen |first1=Michael B. |url=https://books.google.com/books?id=XnORAgAAQBAJ&pg=PA136 |title=Online News and the Public |last2=Garrison |first2=Bruce |last3=Driscoll |first3=Paul D. |publisher=Routledge |year=2004 |isbn=9781410611611 |page=136 |access-date=17 December 2018 |archive-url=https://web.archive.org/web/20210303013642/https://books.google.com/books?id=XnORAgAAQBAJ&pg=PA136 |archive-date=3 March 2021 |url-status=live}}</ref> It continued to be widely read, acquiring over one million users by mid-2007,<ref name="history">{{cite news |date=30 July 2010 |title=The media's |newspaper=The Week}}</ref> and 15 million visitors in March 2008.<ref>{{cite news |date=11 April 2008 |title=Whoah! WSJ.com Quietly Makes Big Traffic Strides. |url=http://www.portfolio.com/views/blogs/mixed-media/2008/04/11/whoah-wsjcom-quietly-makes-big-traffic-strides |url-status=live |archive-url=https://archive.today/20120906233434/http://www.portfolio.com/views/blogs/mixed-media/2008/04/11/whoah-wsjcom-quietly-makes-big-traffic-strides |archive-date=6 September 2012 |access-date=14 April 2008 |publisher=[[Condé Nast Publications|Condé Nast]] |quote=No wonder Rupert Murdoch's in no hurry to do away with The Wall Street Journal's online paywall. Even with it still in place around large sections of the site, traffic is still growing at a most impressive rate.}}</ref>


In 2010, following in the footsteps of ''The Wall Street Journal'', ''[[The Times]]'' (London) implemented a "hard" paywall; a decision which was controversial because, unlike ''The Wall Street Journal'', ''The Times'' is a general news site, and it was said that rather than paying, users would seek the information without charge elsewhere.<ref name="crunch">{{cite news |last=Wauters |first=Robin |date=17 November 2011 |title=Operation Failure: Times Plans To Charge For One-Day Access To Online News |url=https://techcrunch.com/2009/11/17/times-online-24-hour-access/ |url-status=live |archive-url=https://web.archive.org/web/20210512163607/https://techcrunch.com/2009/11/17/times-online-24-hour-access/ |archive-date=12 May 2021 |access-date=19 November 2011 |newspaper=Tech Crunch}}</ref> The paywall was deemed in practice to be neither a success nor a failure, having recruited 105,000 paying visitors.<ref>{{cite news |last=Schonfeld |first=Erick |date=2 November 2011 |title=The Times UK Lost 4 Million Readers To Its Paywall Experiment |url=https://techcrunch.com/2010/11/02/times-paywall-4-million-readers/ |url-status=live |archive-url=https://web.archive.org/web/20210302105528/https://techcrunch.com/2010/11/02/times-paywall-4-million-readers/ |archive-date=2 March 2021 |access-date=19 November 2011 |newspaper=Tech Crunch}}</ref> In contrast ''[[The Guardian]]'' resisted the use of a paywall, citing "a belief in an open Internet" and "care in the community" as its reasoning – an explanation found in its welcome article to online news readers who, blocked from ''The Times'' site following the implementation of their paywall, came to ''The Guardian'' for online news.<ref name="welcome">{{cite news |last=Crace |first=John |date=2 July 2011 |title=A warm welcome to guardian.co.uk for all former readers of the Times |url=https://www.theguardian.com/news/blog/2010/jul/02/welcome-to-guardian-co-uk-for-former-times-readers |url-status=live |archive-url=https://web.archive.org/web/20210308143106/https://www.theguardian.com/news/blog/2010/jul/02/welcome-to-guardian-co-uk-for-former-times-readers |archive-date=8 March 2021 |access-date=15 November 2011 |newspaper=The Guardian |location=London}}</ref> ''The Guardian'' since experimented with other revenue-increasing ventures such as [[open API]]. Other papers, prominently ''[[The New York Times]]'', have oscillated between the implementation and removal of various paywalls.<ref name="nov 3">{{cite news |last=Greenslade |first=Anne |date=3 November 2011 |title=Stop taking the 'paywall pill' by pioneering new forms of online revenue |url=https://www.theguardian.com/media/greenslade/2011/nov/03/paywalls-us-press-publishing?INTCMP=SRCH |url-status=live |archive-url=https://web.archive.org/web/20210309002330/https://www.theguardian.com/media/greenslade/2011/nov/03/paywalls-us-press-publishing?INTCMP=SRCH |archive-date=9 March 2021 |access-date=15 November 2011 |newspaper=The Guardian |location=London}}</ref> Because online news remains a relatively new medium, it has been suggested that experimentation is key to maintaining revenue while keeping online news consumers satisfied.<ref name="Vinter" />
Հաղորդվում է, որ Կանադայի թագավորական հեծյալ ոստիկանությունը և ԱՄՆ [[Հետաքննությունների դաշնային բյուրո|Հետաքննությունների դաշնային բյուրոն]] (ՀԴԲ) հետաքննություն են իրականացնում ընկերության նկատմամբ<ref name="Fortune03042014">{{Cite news |last=Roberts |first=Jeff John |date=4 March 2019 |title=FBI Probing Bitcoin Exchange Quadriga Over Missing $136 Million, Source Alleges |url=http://fortune.com/2019/03/04/quadriga-fbi-bitcoin/ |url-status=live |archive-url=https://web.archive.org/web/20190305024431/http://fortune.com/2019/03/04/quadriga-fbi-bitcoin/ |archive-date=5 March 2019 |access-date=5 March 2019 |publisher=[[Fortune (magazine)|Fortune]]}}</ref>: Բորսայի հաճախորդների փաստաբանները խնդրել են արտաշիրիմել Քոթենի մարմինը<ref name="BBC Xhume">{{Cite news |date=14 December 2019 |title=Quadriga: Lawyers for users of bankrupt crypto firm seek exhumation of founder |url=https://www.bbc.com/news/world-us-canada-50751899 |access-date=14 December 2019 |publisher=BBC}}</ref>:


Some implementations of paywalls proved unsuccessful, and have been removed.<ref name="Five Failed" /> Experts who are skeptical of the paywall model include [[Arianna Huffington]], who declared "the paywall is history" in a 2009 article in ''The Guardian''.<ref>Huffington, Arianna (11 May 2009), [https://www.theguardian.com/commentisfree/2009/may/11/newspapers-web-media-pay-wall "The Paywall Is History"] {{Webarchive|url=https://web.archive.org/web/20210524160013/https://www.theguardian.com/commentisfree/2009/may/11/newspapers-web-media-pay-wall|date=24 May 2021}}, ''The Guardian'' (London). Retrieved 25 October 2011.</ref> In 2010, [[Wikipedia]] co-founder [[Jimmy Wales]] reportedly called ''The Times's'' paywall "a foolish experiment."<ref name="jimmy">{{cite news |last=MacMillan |first=Gordon |date=10 August 2010 |title=Times paywall is a "foolish experiment" that won't last, says Wikipedia founder |url=http://wallblog.co.uk/2010/08/10/times-paywall-is-a-foolish-experiment-that-wont-last-says-wikiepdia-founder/ |url-status=dead |archive-url=https://web.archive.org/web/20110901235719/http://wallblog.co.uk/2010/08/10/times-paywall-is-a-foolish-experiment-that-wont-last-says-wikiepdia-founder/ |archive-date=1 September 2011 |access-date=13 October 2011 |newspaper=The Wall}}</ref> One major concern was that, with content so widely available, potential subscribers would turn to free sources for their news.<ref>{{cite journal |last=Chimbel |first=Aaron |date=17 March 2011 |title=The paywall debate: the challenge of charging |url=http://www.ojr.org/ojr/people/AaronChimbel/201103/1954/ |url-status=live |journal=The Online Journalism Review |archive-url=https://web.archive.org/web/20130209053244/http://www.ojr.org/ojr/people/AaronChimbel/201103/1954/ |archive-date=9 February 2013 |access-date=27 October 2011}}</ref> The adverse effects of earlier implementations included decline in traffic<ref name="EdPub">{{cite journal |last=Milstead |first=David |date=8 October 2010 |title=Newspapers' Perilous Paywall Moment |url=http://www.editorandpublisher.com/Article/Newspapers-Perilous-Paywall-Moment |url-status=live |journal=Editor & Publisher |archive-url=https://web.archive.org/web/20130629211239/http://www.editorandpublisher.com/Article/Newspapers-Perilous-Paywall-Moment |archive-date=29 June 2013 |access-date=22 August 2011}}</ref> and poor [[search engine optimization]].<ref name="Five Failed" />
== Պատմություն ==


Paywalls have become controversial, with partisans arguing over the effectiveness of paywalls in generating revenue and their effect on media in general. Critics of paywalls include many businesspeople, academics such as media professor Jay Rosen, and journalists such as Howard Owens and media analyst Matthew Ingram of GigaOm. Those who see potential in paywalls include investor [[Warren Buffett]], former ''Wall Street Journal'' publisher Gordon Crovitz, and media mogul [[Rupert Murdoch]]. Some have changed their opinions of paywalls. Felix Salmon of Reuters was initially an outspoken skeptic of paywalls, but later expressed the opinion that they could be effective.<ref>{{cite news |last=Salmon |first=Felix |title=The NYT Paywall is Working |url=http://blogs.reuters.com/felix-salmon/2011/07/26/the-nyt-paywall-is-working/ |url-status=dead |archive-url=https://web.archive.org/web/20110917111803/http://blogs.reuters.com/felix-salmon/2011/07/26/the-nyt-paywall-is-working/ |archive-date=17 September 2011 |access-date=2 June 2012 |work=Reuters}}</ref> A NYU media theorist, Clay Shirky, was initially a skeptic of paywalls, but in May 2012 wrote, "[Newspapers] should turn to their most loyal readers for income, via a digital subscription service of the sort the [New York Times] has implemented."<ref>{{cite magazine |last=Shirky |first=Clay |title=WaPo must transform to survive |url=https://www.cjr.org/the_audit/wapo_must_transform_to_survive.php |url-status=live |archive-url=https://web.archive.org/web/20161019213552/http://www.cjr.org/the_audit/wapo_must_transform_to_survive.php |archive-date=19 October 2016 |access-date=2 June 2012 |magazine=Columbia Journalism Review}}</ref><ref>{{cite web |last=Chittum |first=Ryan |title=Responding to Clay Shirky on the Washington Post |url=https://www.cjr.org/the_audit/responding_to_shirky_on_the_wa.php |url-status=live |archive-url=https://web.archive.org/web/20161223035605/http://www.cjr.org/the_audit/responding_to_shirky_on_the_wa.php |archive-date=23 December 2016 |access-date=2 June 2012}}</ref>
=== Քոթենի վաղ կյանքն ու կրթությունը ===
Ջերալդ Քոթենը (ծնված 1988 թվականի մայիսի 11-ին)<ref>Cassie Williams, [https://www.cbc.ca/news/canada/nova-scotia/quadrigacx-founder-used-aliases-moved-assets-into-personal-accounts-ernst-and-young-1.5182984 QuadrigaCX founder used aliases, moved assets into personal accounts: report] June 20, 2022 [[Canadian Broadcasting Corporation|CBC]]</ref> ապրել է Բելվիլում, Օնտարիո, նախքան [[Տորոնտո|Տորոնտոյի]] Յորքի համալսարանի Շուլիչի բիզնեսի դպրոցը հաճախելը։ 2010 թվականին ավարտել է Յորքը՝ ստանալով բիզնեսի կառավարման բակալավր<ref name="Rich">{{Cite magazine |last=Rich |first=Nathaniel |date=2019-11-22 |title=Ponzi Schemes, Private Yachts, and a Missing $250 Million in Crypto: The Strange Tale of Quadriga |url=https://www.vanityfair.com/news/2019/11/the-strange-tale-of-quadriga-gerald-cotten |access-date=2022-07-30 |magazine=Vanity Fair |language=en-US}}{{Subscription required}}</ref>:


== Types ==
Այնտեղ Քոթենը խթանում էր HYIPs-ը (բարձր եկամտաբերության ներդրումային ծրագրեր), որոնք «խոստանում էին շատ բարձր եկամտաբերություն, բայց չկարգավորված և անանուն էին՝ քիչ թե շատ մանրամասներ բացահայտելով ներդրումների կամ այն մասին, թե ով է կանգնած դրա հետևում», մինչդեռ գործարքները անանուն էին և թաքնված ՝ օգտագործելով թվային արժույթ: Քոթենը գաղտնի համագործակցել է Մայքլ Պատրինի հետ բուրգերի մշակման գործում ։ Քոթենը գաղտնի համագործակցում էր [[Մայքլ Պատրին|Մայքլ Պատրինի]] հետ Պոնզիի այս սխեմաների վրա: Քոթենը նաև վաճառել է «պրոքսի ծառայություն, որը կվերափոխի օգտատիրոջ ինտերնետ կապը, որպեսզի նրանց IP հասցեն թաքցվի»<ref>https://newsinteractives.cbc.ca/longform/bitcoin-gerald-cotten-quadriga-cx-death/</ref> <ref name="Rich2">{{Cite magazine |last=Rich |first=Nathaniel |date=2019-11-22 |title=Ponzi Schemes, Private Yachts, and a Missing $250 Million in Crypto: The Strange Tale of Quadriga |url=https://www.vanityfair.com/news/2019/11/the-strange-tale-of-quadriga-gerald-cotten |access-date=2022-07-30 |magazine=Vanity Fair |language=en-US}}{{Subscription required}}</ref>
Three high level models of paywall have emerged: ''hard paywalls'' that allow no free content and prompt the user straight away to pay in order to read, listen or watch the content, ''soft paywalls'' that allow some free content, such as an [[Abstract (summary)|abstract]] or summary, and ''metered paywalls'' that allow a set number of free articles that a reader can access over a specific period of time, allowing more flexibility in what users can view without subscribing.<ref>{{cite journal |last1=Pickard |first1=Victor |last2=T. Williams |first2=Alex |date=2014-04-03 |title=Salvation or Folly? The Promises and Perils of Digital Paywalls |url=http://repository.upenn.edu/cgi/viewcontent.cgi?article=1439&context=asc_papers |url-status=live |journal=Digital Journalism |volume=2 |issue=2 |pages=195–213 |doi=10.1080/21670811.2013.865967 |s2cid=143335698 |archive-url=https://web.archive.org/web/20200709042608/https://repository.upenn.edu/cgi/viewcontent.cgi?article=1439&context=asc_papers |archive-date=9 July 2020 |access-date=2017-05-03}}</ref>


=== Հիմնադրում ===
=== ===
The "hard" paywall, as used by ''[[The Times]]'', requires paid subscription before any of their online content can be accessed. A paywall of this design is considered the riskiest option for the content provider.<ref name="filloux">{{cite news |last=Filloux |first=Frederick |date=15 June 2011 |title=Analyzing the metered model |url=http://www.mondaynote.com/2011/06/05/analyzing-the-metered-model/ |url-status=live |archive-url=https://web.archive.org/web/20111018024130/http://www.mondaynote.com/2011/06/05/analyzing-the-metered-model/ |archive-date=18 October 2011 |access-date=13 October 2011 |newspaper=Monday Note}}</ref> It is estimated that a website will lose 90% of its online audience and ad revenue only to gain it back through its ability to produce online content appealing enough to attract subscribers.<ref name="filloux" /> News sites with "hard" paywalls can succeed if they:
Քոթենն իմացել է [[Բիթքոյն|Bitcoin-ի]] մասին Տորոնտոյում և մեկնել է [[Վանկուվեր (քաղաք)|Վանկուվեր, Բրիտանական Կոլումբիա]], որտեղ 2013 թվականի նոյեմբերին հիմնել է Quadriga-ն Մայքլ Պատրինի հետ: Քոթենը և Պատրինը նախկինում ներգրավված են եղել առցանց Ponzi սխեմաների մեջ, բայց եթե Պատրինը գրավել էր իշխանությունների ուշադրությունը, Քոթենի ներգրավվածությունը դեռևս չէր բացահայտվել, ուստի Քոթենի հիանալի համբավը նրան հնարավորություն տվեց լինել Quadriga-ի հանրային դեմքը<ref name="Rich3">{{Cite magazine |last=Rich |first=Nathaniel |date=2019-11-22 |title=Ponzi Schemes, Private Yachts, and a Missing $250 Million in Crypto: The Strange Tale of Quadriga |url=https://www.vanityfair.com/news/2019/11/the-strange-tale-of-quadriga-gerald-cotten |access-date=2022-07-30 |magazine=Vanity Fair |language=en-US}}{{Subscription required}}</ref>:


* Provide added value to their content
Quadriga-ն սկսել է զբաղվել միայն տեղական առևտուրներով։ Նրանց առցանց փոխանակումը մեկնարկել է առաջին ամսից հետո: 2014 թվականի հունվարին նրանք Վանկուվերում տեղադրեցին երկրորդ [[Bitcoin բանկոմատ|Bitcoin բանկոմատը]]<ref>{{Cite news |last=Stack |first=Liam |date=17 December 2019 |title=Unable to Retrieve Money, Cryptocurrency Investors Want Dead Executive Exhumed |url=https://www.nytimes.com/2019/12/17/business/gerald-cotten-death-cryptocurrency.html |newspaper=The New York Times}}</ref>: 2014 թվականին Quadriga-ով փոխանակվել է ընդամենը 7,4 միլիոն C$ բիթքոյն<ref name="GandM020819">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref>: 2014 թվականին տված հարցազրույցում հիմնադիր Ջերալդ Քոթենը բացատրել է, որ ընկերությունը հաճախորդների միջոցները պահում էր թղթե դրամապանակներում պահատուփերում՝ «Մենք պարզապես գումար ենք ուղարկում մեր Bitcoin հավելվածից անմիջապես այդ թղթե դրամապանակներին և այդ կերպ անվտանգ ենք պահում»<ref name="alexander">{{Cite news |last=Alexander |first=Doug |date=15 February 2019 |title=Quadriga's late founder used to store clients' Bitcoin passwords on paper so they wouldn't get lost |url=https://business.financialpost.com/technology/blockchain/quadrigas-late-founder-used-to-store-clients-bitcoin-passwords-on-paper-so-they-wouldnt-get-lost |access-date=19 June 2019 |work=Financial Post}}</ref>:
* Target a niche audience
* Already dominate their own market<ref name="filloux" />


Many experts denounce the "hard" paywall because of its inflexibility, believing it acts as a major deterrent for users. Financial blogger Felix Salmon wrote that when one encounters a "paywall and can't get past it, you simply go away and feel disappointed in your experience."<ref name="Salmon">{{cite news |last=Salmon |first=Felix |date=14 August 2011 |title=How The New York Times Paywall Is Working |url=https://www.wired.com/epicenter/2011/08/new-york-times-paywall/ |url-status=live |archive-url=https://web.archive.org/web/20120531005815/http://www.wired.com/epicenter/2011/08/new-york-times-paywall |archive-date=31 May 2012 |access-date=15 October 2011 |newspaper=Wired}}</ref> [[Jimmy Wales]], founder of the [[online encyclopedia]] [[Wikipedia]], argued that the use of a "hard" paywall diminishes a site's influence. Wales stated that, by implementing a "hard" paywall, ''The Times'' "made itself irrelevant."<ref name="jimmy" /> Though the ''Times'' had potentially increased its revenue, it decreased its traffic by 60%.<ref name="crunch" />
Ընկերությունը փորձել է գումար հավաքել և ցուցակագրել Կանադայի արժեթղթերի բորսայում (CSE)՝ աշխատելով Patryn-ի հետ: Ընկերությունը հավաքել է 850,000 C$, սակայն չեղարկել է բորսայում ցուցակագրվելու պլանները 2016 թվականի սկզբին: 2015 թվականին Quadriga-ն չորս աշխատակից ուներ, որոնք գրասենյակներ ունեին Վանկուվերում և Տորոնտոյում, բայց մինչև 2015 թվականի հունիսին փողը վերջացավ<ref name="GandM0208192">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref>:


=== "Soft" paywalls ===
2016 թվականին Քոթենը դարձել է Quadriga-ի միակ տնօրենը, երբ մնացած բոլոր տնօրենները հրաժարական տվեցին։ Բացի մի քանի կապալառուներից, այն չուներ աշխատակիցներ, գրասենյակներ կամ բանկային հաշիվներ<ref name="GandM0208193">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref><ref name="VSunDetails">{{Cite news |date=8 February 2019 |title=Details emerging about Gerald Cotten, the young founder of QuadrigaCX |url=https://vancouversun.com/pmn/business-pmn/details-emerging-about-gerald-cotten-the-young-founder-of-quadrigacx/wcm/82859963-a082-4810-b040-9e60b4885f7d |url-status=live |archive-url=https://web.archive.org/web/20190209124638/https://vancouversun.com/pmn/business-pmn/details-emerging-about-gerald-cotten-the-young-founder-of-quadrigacx/wcm/82859963-a082-4810-b040-9e60b4885f7d |archive-date=9 February 2019 |access-date=9 February 2019 |publisher=Vancouver Sun |agency=[[The Canadian Press]]}}</ref>:
[[Պատկեր:Metered_Paywall_Example.svg|մինի|In this fictional example, the user can read seven more articles for free before they need to subscribe.]]
The "soft" paywall is best embodied by the metered model. The metered paywall allows users to view a specific number of articles before requiring paid subscription.<ref name="filloux" /> In contrast to sites allowing access to select content outside the paywall, the metered paywall allows access to any article as long as the user has not surpassed the set limit. The ''Financial Times'' allows users to access 10 articles before becoming paid subscribers.<ref name="filloux" /> ''The New York Times'' controversially<ref name="preston" /> implemented a metered paywall in March 2011 which let users view 20 free articles a month before paid subscription and in April 2012 they reduced the number of free articles per month to 10.<ref>{{cite web |last=MEMMOTT |first=MARK |title=NYTimes.com Cuts Free Articles To 10 Per Month, From 20 |url=https://www.npr.org/blogs/thetwo-way/2012/03/20/148998882/nytimes-com-cuts-free-articles-to-10-per-month-from-20 |url-status=live |archive-url=https://web.archive.org/web/20150415104440/http://www.npr.org/blogs/thetwo-way/2012/03/20/148998882/nytimes-com-cuts-free-articles-to-10-per-month-from-20 |archive-date=15 April 2015 |access-date=28 March 2012 |publisher=NPR.org}}</ref> Their metered paywall has been defined as not only soft, but "porous",<ref name="Salmon" /> because it also allows access to any link posted on a social media site, and up to 25 free articles a day if accessed through a search engine.<ref>{{cite news |last=Indvik |first=Lauren |date=28 March 2011 |title=How To Hack the New York Times Paywall … With Your Delete Key |url=http://mashable.com/2011/03/28/how-to-bypass-new-york-times-paywall/ |url-status=live |archive-url=https://web.archive.org/web/20210303212400/https://mashable.com/2011/03/28/how-to-bypass-new-york-times-paywall/ |archive-date=3 March 2021 |access-date=13 October 2011 |newspaper=Wired}}</ref>


The model is designed to allow the paper to "retain traffic from light users", which in turn allows the paper to keep their number of visitors high, while receiving circulation revenue from the site's heavy users.<ref name="newsessay">{{cite web |last=Edmonds |first=Rick |title=Newspapers: Missed the 2010 Media Rally |url=http://stateofthemedia.org/2011/newspapers-essay/ |url-status=dead |archive-url=https://web.archive.org/web/20111128214542/http://stateofthemedia.org/2011/newspapers-essay/ |archive-date=28 November 2011 |access-date=15 November 2011 |work=The State of News Media 2011 |publisher=Pew Research Center}}</ref> Using this model ''The New York Times'' garnered 224,000 subscribers in the first three months.<ref name="preston" /> While many proclaimed their paywall a success after it reported a profit in the third quarter of 2011, the profit increase is said to be "ephemeral" and "largely based on a combination of cutbacks and the sale of assets."<ref>{{cite news |last=Nelson |first=Anne |date=22 November 2011 |title=Truth and Contradictions: The Global New Industry Looks to the Future |url=https://www.pbs.org/mediashift/2011/11/truth-and-contradictions-the-global-news-industry-looks-to-the-future325.html |url-status=dead |archive-url=https://web.archive.org/web/20120530123530/http://www.pbs.org/mediashift/2011/11/truth-and-contradictions-the-global-news-industry-looks-to-the-future325.html |archive-date=30 May 2012 |access-date=23 November 2011 |newspaper=Media Shift}}</ref>
2017 թվականին Բիթքոյնը սպեկուլյատիվ իրարանցում ապրեց՝ մոտ 1000 ԱՄՆ դոլարից հասնելով գրեթե 20,000 ԱՄՆ դոլարի։ Quadriga-ով փոխանակվել է մոտ 1,2 միլիարդ C$ բիթքոյն: Թեև ծավալի մեծ աճը մեծացրեց միջնորդավճարները, այն նաև առաջացրեց դրամական հոսքերի հետ կապված խնդիրներ՝ կապված արտաքին վճարումների պրոցեսորների վրա բորսայի կախվածության և պատշաճ հաշվապահական համակարգի բացակայության պատճառով<ref name="GandM0208194">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref>: 2017 թվականի հունիսին Quadriga-ն հայտարարեց, որ խելացի պայմանագրի սխալի պատճառով կորցրել է 14 միլիոն ԱՄՆ դոլար արժողությամբ [[ethereum]]<ref>{{Cite news |last=Butcher |first=Jared |date=12 June 2017 |title=My smart contract just ate $14 million—now what? Re-thinking indemnification for smart contract risks |url=https://www.lexology.com/library/detail.aspx?g=c3e967ea-92a2-495b-a54a-0f46143f6833 |url-status=live |archive-url=https://web.archive.org/web/20190202041843/https://www.lexology.com/library/detail.aspx?g=c3e967ea-92a2-495b-a54a-0f46143f6833 |archive-date=2 February 2019 |work=Lexology}}</ref>:


[[Google Search]] previously enforced a policy known as "First Click Free", whereby paywalled news websites were required to have a metered paywall for a minimum number of articles per-day (three, initially five) that could be accessed via results on Google Search or [[Google News]]. The site could still paywall other articles that were accessible via the page. This encouraged publications to allow their articles to be [[Search engine indexing|indexed]] by [[Googlebot|Google's web crawler]], thus enhancing their prominence on Google Search and Google News. Sites that opted out of First Click Free were demoted in Google's [[PageRank|rankings]]. Google discontinued the policy in 2017, stating that it provides additional tools for helping publications integrate subscriptions into its platforms.<ref>{{Cite web |last=Ong |first=Thuy |date=2017-10-02 |title=Google scraps controversial policy that gave free access to paywalled articles through search |url=https://www.theverge.com/2017/10/2/16395604/first-click-free-policy-flexible-sampling-publishers |url-status=live |archive-url=https://web.archive.org/web/20201111222436/https://www.theverge.com/2017/10/2/16395604/first-click-free-policy-flexible-sampling-publishers |archive-date=11 November 2020 |access-date=2021-03-20 |website=The Verge |language=en}}</ref><ref>{{Cite web |title=Google and paid content |url=https://news.googleblog.com/2009/12/update-to-first-click-free.html |url-status=live |archive-url=https://web.archive.org/web/20210313103438/https://news.googleblog.com/2009/12/update-to-first-click-free.html |archive-date=13 March 2021 |access-date=2021-03-20 |website=Google News Blog |language=en}}</ref>
Ողջ 2018 թվականի ընթացքում, քանի որ բիթքոյնի գները անկում էին ապրում, բորսայի հաճախորդները հայտնում էին ուշացումների մասին, երբ փորձում էին դուրս բերել դոլար<ref>{{Cite news |last=Alini |first=Erica |date=27 March 2018 |title='I just want my money back.' Couple had $100K wire stuck for months after trying to buy Bitcoin |url=https://globalnews.ca/news/4090875/100k-wire-transfer-bitcoin-canada-quadriga-cx/ |url-status=live |archive-url=https://web.archive.org/web/20190202075624/https://globalnews.ca/news/4090875/100k-wire-transfer-bitcoin-canada-quadriga-cx/ |archive-date=2 February 2019 |work=[[Global News]]}}</ref> <ref>{{Cite web |title=Notice of declaration of dividend |url=https://ey.com/ca/Quadriga/FirstInterimDividend |access-date=6 Jun 2023 |website=Ernst & Young Inc. {{!}} Trustee in Bankruptcy of Quadriga}}</ref>: 28 միլիոն C$, որը պահվում էր Quadriga վճարային պրոցեսոր Costodian-ի կողմից, սառեցվել է [[Կանադայի կայսերական առևտրի բանկ|Կանադայի կայսերական առևտրի բանկի]] (CIBC) կողմից 2018 թվականի հունվարին: CIBC-ն հայտարարել է, որ իրենք չեն կարող որոշել գումարի պատկանելությունը և չեն կարող կապ հաստատել Քոթենի կամ Քուադրիգայի հետ: 2018 թվականի նոյեմբերին գործը վճռվել է հաշիվներով դիմել դատարան՝ սեփականության իրավունքը անհատապես որոշելու համար։ Ո՛չ Costodian-ը, ո՛չ Quadriga-ն չէին կարող մուտք գործել միջոցներ<ref name="Econ101">{{Cite news |date=7 February 2019 |title=What happens when your bitcoin banker dies? |url=https://www.economist.com/finance-and-economics/2019/02/09/what-happens-when-your-bitcoin-banker-dies |url-status=live |archive-url=https://web.archive.org/web/20190209124509/https://www.economist.com/finance-and-economics/2019/02/09/what-happens-when-your-bitcoin-banker-dies |archive-date=9 February 2019 |access-date=9 February 2019 |work=[[The Economist]]}}</ref><ref>Jeremy Kay, [https://www.screendaily.com/features/hot-docs-shane-smith-weve-crossed-the-digital-divide/5159237.article "Hot Docs’ Shane Smith: ‘We’ve crossed the digital divide’"]. ''[[Screen Daily]]'', April 29, 2021.</ref> <ref>{{cite web |title=A Death in Cryptoland |url=https://www.cbc.ca/mediacentre/program/a-death-in-cryptoland |website=cbc.ca |publisher=CBC}}</ref>:


=== Combination ===
Դատական փաստաթղթերի համաձայն՝ Quadriga-ն օգտագործել է նաև WB21-ը՝ որպես վճարումների պրոցեսոր<ref name="GandM0208195">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref>: Մայքլ Գաստաուերը՝ WB21-ի գործադիր տնօրենը, քաղաքացիական հայցով ներկայացվել է ԱՄՆ Արժեթղթերի և բորսաների հանձնաժողովի կողմից՝ որպես 165 միլիոն ԱՄՆ դոլարի խարդախության մաս<ref name="FT08Oct2018">{{Cite news |last=Shubber |first=Kadhim |date=8 October 2018 |title=The fintech 'genius' accused in $165m fraud |url=https://www.ft.com/content/82d17d1e-cae2-11e8-b276-b9069bde0956 |url-status=live |archive-url=https://web.archive.org/web/20190306111746/https://www.ft.com/content/82d17d1e-cae2-11e8-b276-b9069bde0956 |archive-date=6 March 2019 |access-date=5 March 2019 |work=Financial Times}}</ref>: Quadriga-ի կողմից օգտագործվող մեկ այլ վճարային պրոցեսոր՝ Crypto Capital, անվանվել է 2019 թվականի ապրիլին [[Նյու Յորքի գլխավոր դատախազ|Նյու Յորքի գլխավոր դատախազի]] կողմից ներկայացված քաղաքացիական հայցում: Այդ դեպքում, ըստ հայցի, Crypto Capital-ին վստահված 851 միլիոն դոլարը «կորել, գողացել կամ փախել է»<ref name="Bloomb 0427 2019">{{Cite news |last=Alexander |first=Doug |last2=Leising |first2=Matthew |date=26 April 2019 |title=Crypto Firm Cited in Bitfinex Case Had Also Worked With Quadriga |url=https://www.bloomberg.com/news/articles/2019-04-26/crypto-firm-cited-in-bitfinex-case-had-also-worked-with-quadriga |url-status=live |archive-url=https://web.archive.org/web/20190428012709/https://www.bloomberg.com/news/articles/2019-04-26/crypto-firm-cited-in-bitfinex-case-had-also-worked-with-quadriga |archive-date=28 April 2019 |access-date=28 April 2019 |publisher=Bloomberg}}</ref>:
A "softer" paywall strategy includes allowing free access to select content, while keeping premium content behind a paywall. Such a strategy has been said to lead to "the creation of two categories: cheap fodder available for free (often created by junior staffers), and more 'noble' content."<ref name="filloux" /> This type of separation brings into question the egalitarianism of the online news medium. According to political and media theorist [[Robert A. Hackett|Robert A Hackett]], "the commercial press of the 1800s, the modern world's first mass medium, was born with a profound democratic promise: to present information without fear or favour, to make it accessible to everyone, and to foster public rationality based on equal access to relevant facts.".<ref name="hackett">{{cite book |author=Robert A. Hackett |author-link=The News Media and Civic Equality: Watch Dogs, Mad Dogs or Lap Dogs? |title=Democratic Equality: What went wrong? |publisher=University of Toronto Press |year=2001 |editor=Ed Broadbent |location=Toronto |pages=197–211}}</ref>


''[[The Boston Globe]]'' implemented a version of this strategy in September 2011 by launching a second website, BostonGlobe.com, to solely offer content from the paper behind a hard paywall, aside from most sports content, which was kept open to compete against other local sports websites. The former ''Boston Globe'' website, [[Boston.com]], was relaunched with a larger focus on community news, sports, and lifestyle content, as well as selected ''Boston Globe'' content. The paper's editor Martin Baron described the two services as "two different sites for two different kinds of reader – some understand [that] journalism needs to be funded and paid for. Other people just won't pay. We have a site for them."<ref>{{cite web |last=Kramer |first=Staci |title=BostonGlobe.Com Launches Today; Shifts To Paying Subscribers Only 1 Oct. |url=https://gigaom.com/2011/09/12/419-bostonglobe-com-launches-today-shifts-to-subscribers-only-oct-1/ |url-status=live |archive-url=https://web.archive.org/web/20210309014738/https://gigaom.com/2011/09/12/419-bostonglobe-com-launches-today-shifts-to-subscribers-only-oct-1/ |archive-date=9 March 2021 |access-date=3 December 2014 |work=PaidContent |publisher=Gigaom}}</ref> By March 2014 the site had over 60,000 digital subscribers; at that time, the ''Globe'' announced that it would replace the hard paywall with a metered system allowing users to read 10 articles without charge in any 30-day period. ''The Boston Globe'' editor Brian McGrory believed that an ability to sample the site's premium content would encourage more people to subscribe to the service. At the same time, McGrory also announced plans to give Boston.com a more distinct editorial focus, with a "sharper voice that better captures the sensibilities of Boston", while migrating other content by ''Globe'' writers, such as blogs from Boston.com to the paper's website, but keeping them freely available.<ref name="poynter-bostonglobesoftwall">{{cite web |title=Boston Globe drops paywall, adds meter instead |url=http://www.poynter.org/news/mediawire/242132/boston-globe-drops-paywall-adds-meter-instead/ |url-status=dead |archive-url=https://web.archive.org/web/20141128121226/http://www.poynter.org/news/mediawire/242132/boston-globe-drops-paywall-adds-meter-instead/ |archive-date=28 November 2014 |access-date=3 December 2014 |website=Poynter}}</ref>
Quadriga-ն հաճախորդների համար օգտագործել է անսովոր բանկոմատների համակարգ իրենց գումարները հանելու համար: Հաճախորդներին բանկային լարերի միջոցով վճարելու փոխարեն նրանց ասացին գալ [[Լավալ|Քվեբեկի Լավալ]] քաղաքի աննկարագրելի շենք՝ կանխիկ գումար վերցնելու համար: Հաճախորդները հայտնել են, որ ժամանելուն պես գրասենյակում ոչ ոք չկա, կամ կանխիկ գումար չկա<ref name="WSJ 02 19 20192">{{Cite news |last=Vigna |first=Paul |last2=Shifflett |first2=Shane |date=19 February 2019 |title='Our Cash Went to Something': Customers Hunt for Bankrupt Crypto Exchange's Missing Millions |url=https://www.wsj.com/articles/our-cash-went-to-something-customers-hunt-for-bankrupt-crypto-exchanges-missing-millions-11550596908 |url-status=live |archive-url=https://web.archive.org/web/20190219213804/https://www.wsj.com/articles/our-cash-went-to-something-customers-hunt-for-bankrupt-crypto-exchanges-missing-millions-11550596908 |archive-date=19 February 2019 |access-date=20 February 2019 |publisher=Wall Street Journal}}</ref>:


=== Cookie paywall ===
2019 թվականի հունվարին Ernst & Young-ը հայտնեց, որ Quadriga-ն բանկային հաշիվ չունի, փոխարենը օգտագործել է երրորդ կողմի վճարային պրոցեսորներ: Այն, ըստ երեւույթին, չուներ պաշտոնական հաշվառման համակարգ: Բիզնեսն իրականացվել է գաղտնագրված Քոթենի նոութբուքից, որը գտնվում էր նրա տանը՝ Նոր Շոտլանդիայի Ֆոլ Ռիվեր քաղաքում<ref name="NYT5Feb20192">{{Cite news |last=Zraick |first=Karen |date=5 February 2019 |title=Crypto-Exchange Says It Can't Pay Investors Because Its C.E.O. Died, and He Had the Passwords |url=https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |url-status=live |archive-url=https://web.archive.org/web/20190206170338/https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |archive-date=6 February 2019 |access-date=7 February 2019 |work=New York Times}}</ref><ref name="Supreme2">{{Cite web |last=Supreme Court of Nova Scotia |date=31 January 2019 |title=Pre-filing report of the proposed monitor |url=https://documentcentre.eycan.com/eycm_library/Quadriga%20Fintech%20Solutions%20Corp/English/1.%20Monitor%27s%20Reports/Proposed%20Monitor%27s%20Report/Pre-Filing%20Report%20of%20the%20Proposed%20Monitor.pdf |url-status=dead |archive-url=https://web.archive.org/web/20200525171222/https://documentcentre.eycan.com/eycm_library/Quadriga%20Fintech%20Solutions%20Corp/English/1.%20Monitor%27s%20Reports/Proposed%20Monitor%27s%20Report/Pre-Filing%20Report%20of%20the%20Proposed%20Monitor.pdf |archive-date=25 May 2020 |access-date=7 February 2019 |page=12}}</ref>:
A [[Cookie banner]] that requires to either pay or accept ads and [[Third-party cookies]] in order to read the content. The compatibility of this technique with data protection laws like [[General Data Protection Regulation]] is controversial and multiple data protection agencies established different guidelines.<ref>{{Cite web |title=Is the use of a cookie wall allowed in European Countries? |url=https://www.iubenda.com/en/help/24487-cookie-walls-gdpr |access-date=2024-01-09 |website=iubenda |language=en}}</ref><ref>{{Cite web |last=Bouvier |first=Caroline |date=2022-06-16 |title=Cookie Wall & Paywall - Do's and Don'ts |url=https://www.lexology.com/library/detail.aspx?g=05f4db1b-9c32-4323-9007-caafc6991dbb |access-date=2024-01-09 |website=Lexology |language=en}}</ref> In countries like Italy, Austria, France, Denmark it is lawful as long as the website provides the data subject with the option of accessing equivalent content or services without giving his or her consent to the storage and use of cookies or other tracking tools and the subscription to the site has a modest and fair cost so that it does not constrain the user’s free choice.<ref>{{Cite web |date=2021-06-10 |title=Linee guida cookie e altri strumenti di tracciamento |url=https://www.garanteprivacy.it/home/docweb/-/docweb-display/docweb/9677876 |access-date=2024-01-09 |website=www.garanteprivacy.it |language=it-IT}}</ref><ref>{{Cite web |date=2022-10-18 |title=Cookie wall: all'esame del Garante privacy le iniziative degli editori |url=https://www.garanteprivacy.it/home/docweb/-/docweb-display/docweb/9815415 |access-date=2024-01-09 |website=www.garanteprivacy.it |language=it-IT}}</ref><ref>{{Cite web |title=Cookie walls : la CNIL publie des premiers critères d'évaluation |url=https://www.cnil.fr/fr/cookie-walls-la-cnil-publie-des-premiers-criteres-devaluation |access-date=2024-01-09 |website=www.cnil.fr |language=fr}}</ref><ref>{{Cite web |title=Cookie walls |url=https://www.datatilsynet.dk/hvad-siger-reglerne/vejledning/cookies/cookie-walls |access-date=2024-01-09 |website=www.datatilsynet.dk |language=da}}</ref>


== Reception ==
=== Օմար Դհանանի ===
Quadriga-ի համահիմնադիր Մայքլ Պատրինը ''The Globe and Mail-ի'' կողմից ճանաչվել է որպես Օմար Դհանանի, ով դատապարտվել է ԱՄՆ-ում ինքնության գողության մեղադրանքով և 18 ամիս ծառայել է դաշնային բանտում: Դհանանին նույնպես մեղավոր էր ճանաչվել գողության և խոշոր գողության մեղադրանքով և արտաքսվել էր Կանադա<ref name="GandM0208196">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref><ref name="GandM28Feb2019">{{Cite news |last=Castaldo |first=Joe |last2=Posadzki |first2=Alexandra |date=28 February 2019 |title=Quadriga co-founder served time in U.S. for role in identity-theft ring, documents reveal |url=https://www.theglobeandmail.com/business/article-quadriga-co-founder-served-time-in-us-for-role-in-identity-theft/ |url-status=live |archive-url=https://archive.today/20190301004800/https://www.theglobeandmail.com/business/article-quadriga-co-founder-served-time-in-us-for-role-in-identity-theft/ |archive-date=1 March 2019 |access-date=5 March 2019 |work=Globe and Mail}}</ref>: Բլումբերգը նաև ճանաչեց Պատրինին որպես Դհանանի՝ ցույց տալով, որ նա պաշտոնապես փոխել է իր անունը՝ Օմար Դհանանիից Օմար Պատրինի Բրիտանական Կոլումբիայում 2003 թվականի մարտին և այն կրկին փոխել է Մայքլ Պատրինի 2008 թվականի հոկտեմբերին<ref name="Bloom 19 March 2019">{{Cite news |last=Alexander |first=Doug |last2=Robinson |first2=Matt |date=19 March 2019 |title=Criminal Past Haunts Surviving Founder of Troubled Crypto Exchange |url=https://www.bloomberg.com/news/articles/2019-03-19/from-fraud-to-fintech-quadriga-co-founder-s-past-crimes-emerge |url-status=live |archive-url=https://web.archive.org/web/20190327092831/https://www.bloomberg.com/news/articles/2019-03-19/from-fraud-to-fintech-quadriga-co-founder-s-past-crimes-emerge |archive-date=27 March 2019 |access-date=20 March 2019 |publisher=Bloomberg}}</ref>:


=== Industry ===
=== Գործադիր տնօրենի մահը ===
Professional reception to the implementation of paywalls has been mixed. Most discussion of paywalls centers on their success or failure as business ventures, and overlooks their ethical implications for maintaining an informed public. In the paywall debate there are those who see the implementation of a paywall as a "sandbag strategy" – a strategy which may help increase revenue in the short term, but not a strategy that will foster future growth for the newspaper industry.<ref name="nov 3" /> For the "hard" paywall specifically, however, there seems to be an industry consensus that the negative effects (loss of readership) outweigh the potential revenue, unless the newspaper targets a niche audience.<ref name="filloux" /><ref name="paywallstudy">{{cite web |last1=Logan |first1=Donna |last2=Fletcher |first2=Fred |last3=Hermida |first3=Alfred |last4=Korell |first4=Darryl |date=29 March 2011 |title=Canadian Consumers Unwilling to Pay for News Online |url=http://www.cmrcccrm.ca/documents/CMRC_Paywall_Release.pdf |archive-url=https://web.archive.org/web/20110410012049/http://www.cmrcccrm.ca/documents/CMRC_Paywall_Release.pdf |archive-date=2011-04-10 |access-date=15 November 2011 |publisher=Canadian Media Research Consortium}}</ref>
Ըստ Քոթենի այրու՝ Ջենիֆեր Ռոբերտսոնի, նա մահացել է 2018 թվականի դեկտեմբերի 9-ին Հնդկաստանում ճանապարհորդելիս: Նախօրեին նա նրան ուղեկցել է Ջայպուրի հիվանդանոց, որտեղ նրա մոտ ախտորոշվել է սեպտիկ շոկ, պերֆորացիա, պերիտոնիտ և աղիքային անանցանելիություն։ Դեկտեմբերի 9-ին նա ենթադրաբար մահացել է սրտի կանգից։ Դեկտեմբերի 10-ին տեղի քաղաքապետարանը մահվան վկայական է տվել, ինչպես նաև ոստիկանությունից «առարկությունների բացակայության մասին տեղեկանք»՝ մարմինը Նոր Շոտլանդիա վերադարձնելու մասին<ref name="TimesofIndia1">{{Cite news |last=Purohit |first=Dishank |date=7 February 2019 |title=Crypto firm CEO with $190 million password did die in Jaipur hospital |url=https://timesofindia.indiatimes.com/india/man-with-190m-password-did-die-in-jaipur-hospital/articleshow/67876757.cms?from=mdr |url-status=live |archive-url=https://web.archive.org/web/20190208122506/https://timesofindia.indiatimes.com/india/man-with-190m-password-did-die-in-jaipur-hospital/articleshow/67876757.cms?from=mdr |archive-date=8 February 2019 |access-date=8 February 2019 |work=[[Times of India]]}}</ref>:


There are also those who remain optimistic about the use of paywalls to help revitalize floundering newspaper revenues. Those who believe implementing paywalls will succeed, however, continually buffer their opinion with contingencies. Bill Mitchell states that for a paywall to bring new revenue and not deter current readers, newspapers must: "invest in flexible systems, exploit their journalists' expertise in niche areas, and, crucially, offer readers their money's worth in terms of new value."<ref name="Vinter" /> The State of the News Media's 2011 annual report on American journalism makes the sweeping claim that: "[t]o survive financially, the consensus on the business side of news operations is that news sites not only need to make their advertising smarter, but they also need to find some way to charge for content and to invent new revenue streams other than display advertising and subscriptions."<ref name="onlineessay">{{cite web |last=Olmstead |first=Kenny |title=Online: Key Questions Facing Digital News |url=http://stateofthemedia.org/2011/online-essay/ |url-status=dead |archive-url=https://web.archive.org/web/20111107134146/http://stateofthemedia.org/2011/online-essay/ |archive-date=7 November 2011 |access-date=15 November 2011 |work=The State of News Media 2011 |publisher=Pew Research Center}}</ref> Even those who do not believe in the general success of paywalls recognize that, for a profitable future, newspapers must start generating more attractive content with added value, or investigate new sources of earning revenue.<ref name="nov 3" />
Ռոբերտսոնը ընկերության անունից գրավոր ցուցմունք է տվել, որը ներառել է Քոթենի «մահվան մասին հայտարարությունը», որը ներկայացվել է Նոր Շոտլանդիայի Հալիֆաքս քաղաքում՝ 2018 թվականի դեկտեմբերի 12-ին<ref name="NPV CEsays">{{Cite news |last=Bill |first=Chappell |date=4 February 2019 |title=Cryptocurrency Exchange Says It Can't Access $190 Million After CEO Unexpectedly Died |url=https://www.npr.org/2019/02/04/691296170/cryptocurrency-exchange-says-it-cant-access-millions-after-founder-s-unexpected |url-status=live |archive-url=https://web.archive.org/web/20190206042104/https://www.npr.org/2019/02/04/691296170/cryptocurrency-exchange-says-it-cant-access-millions-after-founder-s-unexpected |archive-date=6 February 2019 |access-date=5 February 2019 |work=[[National Public Radio]]}}</ref>: Նշվում է, որ Quadriga-ն ունի 363,000 գրանցված օգտատեր և 115,000 տուժած օգտատեր, որոնց պարտքը կազմում է 250 միլիոն կանադական դոլարի<ref name="Hindu_death">{{Cite news |date=6 February 2019 |title=Millions in cryptocurrencies frozen in Canada after only person who had password dies in India |url=https://www.thehindu.com/news/international/millions-in-cryptocurrencies-frozen-in-canada-after-only-person-who-had-password-dies-in-india/article26191522.ece |url-status=live |archive-url=https://web.archive.org/web/20190207141926/https://www.thehindu.com/news/international/millions-in-cryptocurrencies-frozen-in-canada-after-only-person-who-had-password-dies-in-india/article26191522.ece |archive-date=7 February 2019 |access-date=7 February 2019 |work=The Hindu |language=en-IN}}</ref>:


Proponents of the paywall believe that it may be crucial for smaller publications to stay afloat. They argue that since 90 percent of advertising revenues are concentrated in the top 50 publishers, smaller operations can not necessarily depend on the traditional ad-supported free content model the way that larger sites can.<ref>{{cite web |last=Kaplan |first=David |date=13 October 2007 |title=As Online Ad Revenue Remains Concentrated in Few Hands, Frustration Builds |url=https://gigaom.com/2007/10/12/419-as-online-ad-revenue-remains-concentrated-in-few-hands-frustration-buil/ |url-status=live |archive-url=https://web.archive.org/web/20210310162531/https://gigaom.com/2007/10/12/419-as-online-ad-revenue-remains-concentrated-in-few-hands-frustration-buil/ |archive-date=10 March 2021 |access-date=23 October 2015}}</ref> Many paywall advocates also contend that people are more than willing to pay a small price for quality content. In a March 2013 guest post for [[VentureBeat]], [[Malcolm CasSelle]] of MediaPass stated his belief that monetization would become "something of a self-fulfilling prophecy: people [will] pay for content, and that money goes back into making the overall content even better."<ref>{{cite web |last=CasSelle |first=Malcolm |date=7 March 2013 |title=How charging for premium content will save publishers from certain death |url=https://venturebeat.com/2013/03/07/how-charging-for-premium-content-will-save-publishers-from-certain-death |url-status=live |archive-url=https://web.archive.org/web/20210308192117/https://venturebeat.com/2013/03/07/how-charging-for-premium-content-will-save-publishers-from-certain-death/ |archive-date=8 March 2021 |access-date=8 September 2017}}</ref>
Քոթենի կտակը ստորագրվել է 2018 թվականի նոյեմբերի 27-ին՝ նրա ենթադրյալ մահից տասներկու օր առաջ։ Դրանում Ռոբերտսոնին մնում էր 9,6 միլիոն Կանադական դոլար արժողությամբ ամբողջ կարողությունը և նա նշանակվել է խնամակալ: Գույքը ներառում է ինքնաթիռ, առագաստանավ, 2017 թվականի Lexus և անշարժ գույք Նոր Շոտլանդիայում և Կելոունում (Բրիտանական Կոլումբիա): Ստեղծվել է 100,000 կանադական դոլար արժողությամբ վստահության հիմնադրամ՝ Ռոբերտսոնի մահվան դեպքում երկու չիուահուաներին ցմահ խնամք ապահովելու համար<ref name="BB">{{Cite news |last=Alexander |first=Doug |date=5 February 2019 |title=Crypto Exchange Founder Filed Will 12 Days Before He Died |url=https://www.bloomberg.com/news/articles/2019-02-05/crypto-exchange-founder-filed-last-will-12-days-before-he-died |url-status=live |archive-url=https://web.archive.org/web/20190209125330/https://www.bloomberg.com/news/articles/2019-02-05/crypto-exchange-founder-filed-last-will-12-days-before-he-died |archive-date=9 February 2019 |access-date=8 February 2019 |publisher=Bloomberg}}</ref><ref name="estate">{{Cite news |last=Brend |first=Yvette |date=7 February 2019 |title=Quadriga CEO, whose death ignited a cryptocurrency storm, a kind man with taste for fine things, say friends |url=https://www.cbc.ca/news/canada/british-columbia/quadriga-gerald-cotton-friends-react-to-his-death-in-india-michael-patryn-canada-cryptocurrency-creditors-1.5009625 |url-status=live |archive-url=https://web.archive.org/web/20190208011536/https://www.cbc.ca/news/canada/british-columbia/quadriga-gerald-cotton-friends-react-to-his-death-in-india-michael-patryn-canada-cryptocurrency-creditors-1.5009625 |archive-date=8 February 2019 |access-date=8 February 2019 |publisher=CBC News}}</ref>:


In April 2013 the [[News Media Alliance|Newspaper Association of America]] released its industry revenue profile for 2012, which reported that circulation revenue grew by 5 percent for dailies, making it the first year of circulation growth in ten years. Digital-only circulation revenue reportedly grew 275%; print and digital bundled circulation revenue grew 499%. Along with the shift towards bundling print and online into combined access subscriptions, print-only circulation revenue declined 14%. This news corroborates a growing belief that digital subscriptions will be the key to securing the long-term survival of newspapers.<ref>{{cite web |title=The American Newspaper Media Industry Revenue Profile 2012 |url=http://www.naa.org/Trends-and-Numbers/Newspaper-Revenue/Newspaper-Media-Industry-Revenue-Profile-2012.aspx |url-status=dead |archive-url=http://webarchive.loc.gov/all/20130410045634/http://www.naa.org/Trends-and-Numbers/Newspaper-Revenue/Newspaper-Media-Industry-Revenue-Profile-2012.aspx |archive-date=10 April 2013 |access-date=9 April 2013 |publisher=Newspaper Association of America}}</ref><ref>{{cite news |last=Sneed |first=Tierney |date=9 April 2013 |title=Pay Walls Could Be Print's Salvation Online |url=https://www.usnews.com/news/articles/2013/04/09/pay-walls-could-be-prints-salvation-online |url-status=live |archive-url=https://web.archive.org/web/20200806135924/https://www.usnews.com/news/articles/2013/04/09/pay-walls-could-be-prints-salvation-online |archive-date=6 August 2020 |access-date=9 April 2013 |newspaper=U.S. News & World Report}}</ref>
2019 թվականի հունվարի 14-ին Quadriga-ն հայտարարել է<ref>{{Cite news |last=Alexander |first=Doug |date=1 February 2019 |title=Crypto Exchange Mystery Deepens as Board Seeks Court Protection |url=https://www.bloomberg.com/news/articles/2019-02-01/crypto-exchange-mystery-deepens-as-court-protection-sought |url-status=live |archive-url=https://web.archive.org/web/20190202095214/https://www.bloomberg.com/news/articles/2019-02-01/crypto-exchange-mystery-deepens-as-court-protection-sought |archive-date=2 February 2019 |work=[[Bloomberg News]]}}</ref>, որ իրենց գործադիր տնօրեն Ջերալդ Քոթենը մահացել է մեկ ամիս առաջ Քրոնի հիվանդությունից՝ Հնդկաստանի մանկատանը կամավորական աշխատանքի ժամանակ<ref name="Hindu_death" />: Այն բանից հետո, երբ հունվարին բորսան մի քանի օրով տեղափոխվել է սպասարկման ռեժիմ, հունվարի 31-ին նրանք հայտարարել են, որ դիմում են վարկատուների դեմ պաշտպանության համար<ref>{{Cite news |last=Posadzki |first=Alexandra |date=31 January 2019 |title=Crypto exchange Quadriga files for creditor protection |url=https://www.theglobeandmail.com/business/article-crypto-exchange-quadriga-files-for-creditor-protection/ |url-status=live |archive-url=https://archive.today/20190201010410/https://www.theglobeandmail.com/business/article-crypto-exchange-quadriga-files-for-creditor-protection/ |archive-date=1 February 2019 |access-date=1 February 2019 |work=[[The Globe and Mail]]}}</ref>: Quadriga-ն շարունակել է ավանդներ ընդունել մինչև 2019 թվականի հունվարի 26-ը<ref name="wired2019-02-05" />:


In May 2019, research by the [[Reuters Institute for the Study of Journalism]] at the University of Oxford showed that despite the controversies surrounding paywalls, these were on the rise across Europe and the United States. According to the study by Felix Simon and Lucas Graves, more than two-thirds of leading newspapers (69%) across the EU and US were operating some kind of online paywall as of 2019, a trend that has increased since 2017 according to the researchers, with the US seeing an increase from 60% to 76%.<ref>{{Cite web |title=Newspaper paywalls slowly increasing, but online news is still mostly free {{!}} Reuters Institute for the Study of Journalism |url=https://reutersinstitute.politics.ox.ac.uk/risj-review/newspaper-paywalls-slowly-increasing-online-news-still-mostly-free |url-status=live |archive-url=https://web.archive.org/web/20210305012706/https://reutersinstitute.politics.ox.ac.uk/risj-review/newspaper-paywalls-slowly-increasing-online-news-still-mostly-free |archive-date=5 March 2021 |access-date=2019-05-10 |website=reutersinstitute.politics.ox.ac.uk}}</ref><ref>{{Cite web |title=Across seven countries, the average price for paywalled news is about $15.75/month |url=https://www.niemanlab.org/2019/05/across-seven-countries-the-average-price-for-paywalled-news-is-about-15-75-month/ |url-status=live |archive-url=https://web.archive.org/web/20210228040308/https://www.niemanlab.org/2019/05/across-seven-countries-the-average-price-for-paywalled-news-is-about-15-75-month/ |archive-date=28 February 2021 |access-date=2019-05-10 |website=Nieman Lab}}</ref>
Ըստ գործադիր տնօրենի այրու երդման վկայության՝ մոտավորապես 115,000 հաճախորդներ պարտք են 250 միլիոն Կանադական դոլար (190 միլիոն ԱՄՆ դոլար), որոնց մեծ մասը կրիպտոարժույթում է եղել, որը պահվում է Quadriga-ի նոթբուքի սառը դրամապանակում, որին հասանելի է եղել միայն հանգուցյալ գործադիր տնօրենը<ref name="bizarre2">{{Cite news |last=Shore |first=Randy |date=1 February 2019 |title=Troubled Bitcoin trader QuadrigaCX takes another bizarre turn |url=https://vancouversun.com/news/local-news/troubled-bitcoin-trader-quadrigacx-takes-another-bizarre-turn |url-status=live |archive-url=https://web.archive.org/web/20190203085215/https://vancouversun.com/news/local-news/troubled-bitcoin-trader-quadrigacx-takes-another-bizarre-turn |archive-date=3 February 2019 |work=Vancouver Sun}}</ref>:Բլոկչեյնի վերլուծաբանները հայտնել են, որ նրանք չեն կարողացել ապացույցներ գտնել Quadriga սառը դրամապանակների առկայության մասին բլոկչեյնում՝ կրիպտոարժույթների համար օգտագործվող հանրային գրանցամատյանում<ref name="CBC 10Feb">{{Cite web |last=Williams |first=Cassie |date=9 February 2019 |title=Quadriga mystery deepens with little evidence of cold wallets containing $250M |url=https://www.cbc.ca/news/canada/nova-scotia/quadriga-mystery-deepens-with-little-evidence-of-cold-wallets-containing-250m-1.5011573 |url-status=live |archive-url=https://web.archive.org/web/20190209115302/https://www.cbc.ca/news/canada/nova-scotia/quadriga-mystery-deepens-with-little-evidence-of-cold-wallets-containing-250m-1.5011573 |archive-date=9 February 2019 |access-date=10 February 2019 |publisher=CBC News}}</ref><ref name="WSJ070219">{{Cite news |last=Vigna |first=Paul |date=7 February 2019 |title=A Crypto-Mystery: Is $136 Million Stuck or Missing? |url=https://www.wsj.com/articles/a-crypto-mystery-is-140-million-stuck-or-missing-11549449001 |url-status=live |archive-url=https://web.archive.org/web/20190210004119/https://www.wsj.com/articles/a-crypto-mystery-is-140-million-stuck-or-missing-11549449001 |archive-date=10 February 2019 |access-date=10 February 2019 |publisher=Wall Street Journal}}</ref>:


=== Reader ===
Ըստ Քոթենի ընտանիքի որոշ անդամների՝ եղել է կրիպտո «մահացած մարդու անջատիչ», որը Կվադրիգային կապահովի գործառնական տեղեկատվություն նրա մահվան դեպքում, այնուամենայնիվ «ոչ մոնիտորը, ոչ էլ կազմակերպության հետ ներգրավված մյուսները տեղյակ չեն մահացած մարդու փոխարկիչի էլ.փոստի ստացման մասին»<ref>Cassie Williams, [https://www.cbc.ca/news/canada/nova-scotia/quadrigacx-founder-used-aliases-moved-assets-into-personal-accounts-ernst-and-young-1.5182984 QuadrigaCX founder used aliases, moved assets into personal accounts: report] June 20, 2022 [[Canadian Broadcasting Corporation|CBC]]</ref><ref>{{Cite web |title=Crypto Deadmanswitch |url=https://crypto.Deadmanswitch.com/ |access-date=2022-12-19 |website=www.crypto.Deadmanswitch.com}}</ref>:
General user response to the implementation of paywalls has been measured through a number of recent studies which analyze readers' online news-reading habits. A study completed by the Canadian Media Research Consortium entitled "Canadian Consumers Unwilling to Pay for News Online", directly identifies the Canadian response to paywalls. Surveying 1,700 Canadians, the study found that 92% of participants who read the news online would rather find a free alternative than pay for their preferred site (in comparison to 82% of Americans<ref>{{cite news |last=Reagan |first=Gillian |date=15 March 2010 |title=PEW: 82% Of Users Will Abandon Their Favorite News Site If They Put Up A Paywall |url=http://www.businessinsider.com/pew-82-of-users-will-abandon-their-favorite-news-site-if-they-put-up-a-paywall-2010-3 |url-status=live |archive-url=https://web.archive.org/web/20201204073650/https://www.businessinsider.com/pew-82-of-users-will-abandon-their-favorite-news-site-if-they-put-up-a-paywall-2010-3 |archive-date=4 December 2020 |access-date=15 November 2011 |newspaper=Business Insider}}</ref>), while 81% stated that they would absolutely not pay for their preferred online news site.<ref name="paywallrelease">{{cite web |date=12 April 2011 |title=Most Canadians unwilling to pay for news online, study suggests |url=http://www.publicaffairs.ubc.ca/2011/04/12/most-canadians-unwilling-to-pay-for-news-online-study-suggests/ |url-status=live |archive-url=https://web.archive.org/web/20140829154455/http://www.publicaffairs.ubc.ca/2011/04/12/most-canadians-unwilling-to-pay-for-news-online-study-suggests/ |archive-date=29 August 2014 |access-date=15 November 2011 |work=The State of News Media 2011 |publisher=Public Affairs}}</ref> Based on the poor reception of [[paid content]] by the participants, the study concludes with a statement similar to those of the media experts, stating, with the exception of prominent papers such as ''The Wall Street Journal'' and ''The Times'', that given the "current public attitudes, most publishers had better start looking elsewhere for revenue solutions."<ref name="paywallstudy" />


A study by Elizabeth Benítez from the [[World Association of News Publishers]] surveyed 355 participants in Mexico, Europe and the United States. The study found that "Young readers are willing to pay up to €6 for a monthly digital news subscription – 50% less than the average price (€14.09) across countries. According to the Reuters Institute for the Study of Journalism (Simon and Graves 2019), €14.09 is the average monthly subscription price across six European countries and the United States."<ref>{{cite web |last1=Benitez |first1=Elizabeth |date=25 February 2021 |title=Survey shock: Young readers trust quality news and a good proportion are prepared to pay €6 for a monthly digital subscription |url=https://wan-ifra.org/2021/02/survey-shock-young-readers/ |url-status=live |archive-url=https://web.archive.org/web/20210325132012/https://wan-ifra.org/2021/02/survey-shock-young-readers/ |archive-date=25 March 2021 |access-date=18 March 2021 |website=WAN-IFRA}}</ref>
Ernst & Young-ը հայտնաբերել է Quadriga սառը դրամապանակի հինգ հասցե, բայց դրանք դատարկ են եղել և չեն պարունակել գաղտնի արժույթներ 2018 թվականի ապրիլից: Մեկ ուրիշը «ըստ երևույթին, օգտագործվել է կրիպտոարժույթի փոխանակման մեկ այլ հաշվից բիթքոին ստանալու և այնուհետև բիթքոինները Quadriga-ի տաք դրամապանակին փոխանցելու համար»՝ դեկտեմբերի 3-ին<ref name="BBerg1March2019">{{Cite news |last=Alexander |first=Doug |date=1 March 2019 |title=Quadriga Crypto Mystery Deepens With 'Cold Wallets' Found Empty |url=https://www.bloomberg.com/news/articles/2019-03-01/quadriga-has-6-cold-wallets-but-they-don-t-hold-any-crypto |url-status=live |archive-url=https://web.archive.org/web/20190306161552/https://www.bloomberg.com/news/articles/2019-03-01/quadriga-has-6-cold-wallets-but-they-don-t-hold-any-crypto |archive-date=6 March 2019 |access-date=6 March 2019 |publisher=Bloomberg}}</ref>: Ենթադրվում է, որ ևս երեք դատարկ դրամապանակ հնարավոր է, որ պատկանում է Quadriga-ին: Տասնչորս առևտրային հաշիվներ, որոնք նույնպես ստուգվել են՝ օգտագործվել են այլ բորսաներում առևտրի համար<ref name="BBerg1March2019" />:

== Ֆինանսական բուրգ ==
Reddit-ի որոշ օգտատերեր ենթադրում են, որ Քոթենը կեղծել է իր սեփական մահը՝ հաճախորդներին խաբելու իրավիճակից դուրս գալու համար, իսկ մյուսները կարծում են, որ Քոթենի մահը հիմք է հանդիսացել ֆինանսական բուրգի բացահայտման համար<ref>{{Cite news |last=Telford |first=Taylor |title=After founder's sudden death, cryptocurrency exchange can't access $190 million in holdings |url=https://www.washingtonpost.com/business/2019/02/04/cryptocurrency-company-owes-customers-million-it-cant-repay-because-owner-died-with-only-password/ |url-status=live |archive-url=https://web.archive.org/web/20190206104931/https://www.washingtonpost.com/business/2019/02/04/cryptocurrency-company-owes-customers-million-it-cant-repay-because-owner-died-with-only-password/ |archive-date=6 February 2019 |access-date=5 February 2019 |newspaper=Washington Post |language=en}}</ref><ref name="NPR03062019">{{Cite news |last=Chappell |first=Bill |date=6 March 2019 |title=Crypto Mystery: Quadriga's Wallets Are Empty, Putting Fate Of $137 Million in Doubt |url=https://www.npr.org/2019/03/06/700651500/crypto-mystery-quadrigas-wallets-are-empty-putting-fate-of-137-million-in-doubt |url-status=live |archive-url=https://web.archive.org/web/20190308020242/https://www.npr.org/2019/03/06/700651500/crypto-mystery-quadrigas-wallets-are-empty-putting-fate-of-137-million-in-doubt |archive-date=8 March 2019 |access-date=8 March 2019 |publisher=[[NPR]]}}</ref>: 2019 թվականի դեկտեմբերի 13-ին դատարանի կողմից նշանակված իրավաբանական ընկերությունը, որը ներկայացնում է բորսայի նախկին օգտատերերին՝ նամակ է ուղարկել RCMP-ին՝ խնդրելով արտաշիրիմել Քոթենի մարմինը ինքնությունը հաստատելու և մահվան պատճառը պարզելու համար<ref>{{Cite news |last=Stack |first=Liam |date=17 December 2019 |title=Unable to Retrieve Money, Cryptocurrency Investors Want Dead Executive Exhumed |url=https://www.nytimes.com/2019/12/17/business/gerald-cotten-death-cryptocurrency.html |newspaper=The New York Times}}</ref>:

2020 թվականի հունիսին Օնտարիոյի արժեթղթերի հանձնաժողովը պաշտոնապես եզրակացրել է<ref>[https://www.osc.gov.on.ca/quadrigacxreport/ QuadrigaCX: A Review by Staff of the Ontario Securities Commission]</ref>, որ Quadriga-ն իսկապես խարդախություն և ֆինանսական բուրգ է եղել: Ջերալդ Քոթենը խարդախություն է կատարել՝ կեղծանուններով հաշիվներ բացելով և իր հաշվին արժույթի և ծպտյալ ակտիվների կեղծ մնացորդներ մուտքագրելով, որոնցով նա առևտուր է արել հավատարիմ հաճախորդների հետ և որ «այն, ինչ տեղի է ունեցել Quadriga-ում հնաոճ խարդախություն է եղել, պարուրված ժամանակակից տեխնոլոգիայով»<ref>Tara Deschamps [https://www.cbc.ca/news/business/osc-quadriga-gerald-cotten-1.5607990 Crypto exchange Quadriga was a fraud and founder was running Ponzi scheme, OSC report finds] June 11, 2020, [[Canadian Broadcasting Corporation|CBC]]</ref>:

Ջերալդ Քոթենի այրին պնդել է, որ ինքը ոչինչ չի իմացել ամուսնու գործունեության մասին և համաձայնել է զրկվել 12 միլիոն դոլարի ակտիվներից<ref>Cassie Williams, [https://www.cbc.ca/news/canada/nova-scotia/quadriga-widow-jennifer-roberston-gerald-cotten-1.6318955 Quadriga CEO's widow speaks out over his death and the missing crypto millions] January 18, 2022 [[Canadian Broadcasting Corporation|CBC]]</ref>:

=== Անվճարունակության գործի վարույթը ===
2019 թվականի փետրվարի 5-ին Նոր Շոտլանդիայի Գերագույն դատարանի դատավոր Մայքլ Ջ. Վուդը հրամայել է «30-օրյա պահում, որը բացառում է Quadriga-ի դեմ պահանջների ներկայացումը», որն ըստ ընկերության պարտատերերի համաձայնության մասին օրենքի ժամանակավոր իրավական պաշտպանություն է իր պարտատերերի կողմից, օրինական կարգավիճակը թույլ է տալիս անվճարունակ կորպորացիաներին վերակազմավորել իրենց բիզնեսը և ֆինանսական գործերը<ref name="NYT5Feb20193">{{Cite news |last=Zraick |first=Karen |date=5 February 2019 |title=Crypto-Exchange Says It Can't Pay Investors Because Its C.E.O. Died, and He Had the Passwords |url=https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |url-status=live |archive-url=https://web.archive.org/web/20190206170338/https://www.nytimes.com/2019/02/05/business/quadriga-cx-gerald-cotten.html |archive-date=6 February 2019 |access-date=7 February 2019 |work=New York Times}}</ref>: Միևնույն ժամանակ գործընթացի ընթացքում ընկերության ֆինանսները կառավարելու համար նշանակվել է երրորդ կողմի մոնիտոր՝ Էռնստ ընդ Յանգը<ref name="Hindu_death" />։ Ահարոն Մեթյուզը աշխատել է որպես գործառնությունների տնօրեն<ref name="GandM0208197">{{Cite news |last1=Castaldo |first1=Joe |last2=Posadzki |first2=Alexandra |last3=Jessica |first3=Leeder |last4=Jones |first4=Lindsay |date=8 February 2019 |title=Crypto chaos: From Vancouver to Halifax, tracing the mystery of Quadriga's missing millions |url=https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |url-status=live |archive-url=https://archive.today/20190209011951/https://www.theglobeandmail.com/business/article-crypto-chaos-from-vancouver-to-halifax-tracing-the-mystery-of/ |archive-date=9 February 2019 |access-date=12 February 2019 |work=[[The Globe and Mail]]}}</ref>:

Ernst & Young-ը 2019 թվականի փետրվարի 6-ին հաղորդել Է, որ բիթքոիններից 468.675 Կանադական դոլար (354.300 ԱՄՆ դոլար) «ակամա» ուղարկվել է անհասանելի սառը դրամապանակին<ref name="Bloomberg Feb13 2019">{{Cite news |last1=Alexander |first1=Doug |last2=Kharif |first2=Olga |date=13 February 2019 |title=Quadriga Accidentally Moved More Bitcoin to an Inaccessible Wallet |url=https://www.bloomberg.com/news/articles/2019-02-13/quadriga-accidentally-moved-more-bitcoin-to-inaccessible-wallet |url-status=live |archive-url=https://web.archive.org/web/20190327085724/https://www.bloomberg.com/news/articles/2019-02-13/quadriga-accidentally-moved-more-bitcoin-to-inaccessible-wallet |archive-date=27 March 2019 |access-date=8 March 2019 |publisher=Bloomberg}}</ref>:

2019 թվականի մարտի 5-ին դատավոր Վուդը երկարացրել է Quadriga-ի դատական պաշտպանությունը մինչև ապրիլի 23-ը: Նա Grant Thornton-ի Փիթեր Ուեդլեյքին նշանակել է վերակառուցման գլխավոր մասնագետ: Quadriga-ի հաճախորդները 260 միլիոն Կանադական դոլար են պարտքով վերցրել կրիպտոարժույթով և կանխիկ գումարով: Նախատեսվում է վճարել 24,7 միլիոն Կանադական դոլար, որից 300,000-ը կփոխանցվի Քոթենի այրուն՝ Ջենիֆեր Ռոբերտսոնին, որն այդ գումարը որպես կանխավճար է դրել դատական գործի մեկնարկի համար: 200,000 Կանադական դոլար էլ ուղղվել է Ernst & Young-ին և ևս 250,000 Կանադական դոլար՝ նրա փաստաբաններին: 229,842 Կանադական դոլար ուղղվել է Quadriga հիմնադրամի փաստաբաններին և 17,000 Կանադական դոլար Անկախ կապալառուներին:<ref name="BBerg 16032019">{{Cite news |last=Alexander |first=Doug |date=5 March 2019 |title=Quadriga Founder's Widow Seeks Repayment of Her Costs |url=https://www.bloomberg.com/news/articles/2019-03-05/quadriga-founder-s-widow-asks-court-for-repayment-of-her-costs |url-status=live |archive-url=https://web.archive.org/web/20190305211822/https://www.bloomberg.com/news/articles/2019-03-05/quadriga-founder-s-widow-asks-court-for-repayment-of-her-costs |archive-date=5 March 2019 |access-date=16 March 2019 |publisher=Bloomberg}}</ref>

Quadriga-ի փաստաբան Սթյուարտ ՄաքՔելվիի ընկերությունը հրաժարվել է գործին մասնակցելուց՝ շահերի հնարավոր բախման պատճառով<ref name="BBerg15032019">{{Cite news |last=Pearson |first=Natalie Obiko |date=15 March 2019 |title=Quadriga Lawyer Withdraws Amid Conflict of Interest Concerns |url=https://www.bloomberg.com/news/articles/2019-03-15/quadriga-lawyer-withdraws-amid-conflict-of-interest-concerns-jtacj599 |url-status=live |archive-url=https://web.archive.org/web/20190327092826/https://www.bloomberg.com/news/articles/2019-03-15/quadriga-lawyer-withdraws-amid-conflict-of-interest-concerns-jtacj599 |archive-date=27 March 2019 |access-date=16 March 2019 |publisher=Bloomberg}}</ref>:

2023 թվականի մարտի 10-ին Ernst & Young-ի մրցակցային կառավարիչը հայտարարել է, որ վճարում է առաջին միջանկյալ շահաբաժինը՝  0,13 կանադական դոլլար՝ հայցի ապացուցված արժեքի յուրաքանչյուր դեպքի համար: Առաջին միջանկյալ շահաբաժնի ընդհանուր գումարը կազմում է մոտավորապես $ 40,000,000: Առաջին միջանկյալ շահաբաժնի վճարման համար սնանկության կառավարիչը գանձում է վճար՝ շահաբաժնի գումարի մոտավորապես 0,39%-ի չափով<ref>{{Cite web |title=Notice of declaration of dividend |url=https://ey.com/ca/Quadriga/FirstInterimDividend |access-date=6 Jun 2023 |website=Ernst & Young Inc. {{!}} Trustee in Bankruptcy of Quadriga}}</ref>: Միջանկյալ շահաբաժինը նախատեսում է ներկայումս կառավարչի տրամադրության տակ գտնվող միջոցների մոտավորապես 87.0%-ի բաշխում<ref>{{Cite web |title=QuadrigaCX |url=https://www.millerthomson.com/en/quadrigacx/ |access-date=2023-06-06 |website=Miller Thomson LLP |language=en-US}}</ref>:

== Հանրաճանաչ մեդիայում ==
Ջերալդ Քոթենի պատմության մասին պատմող «մեռած մարդու նենգափոխումը: Կրիպտոգրաֆիկ առեղծված» վավերագրական ֆիլմի պրեմիերան կայացել է 2021 թվականին Կանադայի Հոթ Դոքս վավերագրական ֆիլմերի միջազգային փառատոնում<ref>Jeremy Kay, [https://www.screendaily.com/features/hot-docs-shane-smith-weve-crossed-the-digital-divide/5159237.article "Hot Docs’ Shane Smith: ‘We’ve crossed the digital divide’"]. ''[[Screen Daily]]'', April 29, 2021.</ref>:

CBC հեռուստաալիքը թողարկել է 6 դրվագանոց փոդքաստ Quadriga-ի և նրա հիմնադրի մահվան մասին, որը կոչվում է «Մահ Կրիպտոլենդում»: Փոդքասթի հաղորդավարն էր Տակարա Սմոլը<ref>{{cite web |title=A Death in Cryptoland |url=https://www.cbc.ca/mediacentre/program/a-death-in-cryptoland |website=cbc.ca |publisher=CBC}}</ref>:

[[Նեթֆլիքս|Նեթֆլիքսի]] վավերագրական ֆիլմը, որը վերնագրված է «ոչ մեկին մի վստահիր: Կրիպտոթագավորի որսը»  Ջերալդ Քոթենի պատմության մասին է և թողարկվել է 2022 թվականի մարտին<ref>{{Citation |last=Sewell |first=Luke |title=Trust No One: The Hunt for the Crypto King |type=Documentary, Crime |url=https://www.imdb.com/title/tt15479902/ |access-date=2021-10-08 |publisher=Minnow Films}}</ref>:

2021 թվականին թողարկվել է 8 դրվագանոց փոդքասթ, որը կոչվում էր «ելքի խաբեություն», որը վերաբերում էր Quadriga-ի ստեղծմանը և ուսումնասիրում է, թե արդյոք Ջերալդ Քոթենը բեմադրել է իր մահը։ Փոդքաստը պատրաստել են Ահարոն Լամմերը և Լեյն Բրաունը<ref>{{cite web |title=Exit Scam: A Podcast Series about the Death and Afterlife of Gerald Cotten |url=https://www.exitscam.show |access-date=2022-08-23 |publisher=Treats Media}}</ref>:

Ջերալդ Քոթենի պատմությունը նաև հիմք է հանդիսացել «Տորոնտոյի օրենք և կարգ: Հանցավոր մտադրություններ» սերիալի առաջին դրվագի սյուժեի համար:

== Ծանոթագրություններ ==
{{Reflist|refs=<!-- moving list defined references to the body of the article is contrary to the advice of [[WP:Citing sources#To be avoided]] which specifically warns against ''"...moving reference definitions in the reflist to the prose, or moving reference definitions from the prose into the reflist..."'' -->

<ref name="wired2019-02-05">{{Cite news |last=Gregory Barber |date=5 February 2019 |title=A crypto exchange CEO dies-with the only key to $137 million |work=[[Wired magazine]] |url=https://www.wired.com/story/crypto-exchange-ceo-dies-holding-only-key/ |url-status=live |access-date=6 February 2019 |archive-url=https://web.archive.org/web/20190206012623/https://www.wired.com/story/crypto-exchange-ceo-dies-holding-only-key/ |archive-date=6 February 2019 |quote=On Tuesday, a Halifax judge granted Quadriga a 30-day stay while it searches for the lost crypto, temporarily shielding the company from lawsuits by customers, some of whom reportedly own millions that are now stranded.}}</ref>
}}

== Առընթեր ընթերցանություն ==

* {{Cite news |date=12 February 2019 |title=More than $400,000 in QuadrigaCX cryptocurrency disappears into 'cold wallet' |url=https://www.cbc.ca/news/business/quadrigacx-cryptocurrency-1.5016684 |access-date=15 February 2019 |publisher=CBC News |agency=Canadian Press}}

* {{Cite journal |last=Gerard |first=David |date=13 February 2019 |title=Forget Bitcoin, Try Your Mattress |url=https://foreignpolicy.com/2019/02/13/forget-bitcoin-try-your-mattress/ |journal=Foreign Policy |access-date=15 February 2019}}

* {{Cite news |last1=Castaldo |first1=Joe |last2=Posadzki |first2=Alexandra |date=24 November 2019 |title=Before Quadriga: How shady ventures in Gerald Cotten's youth led to the creation of his ill-fated cryptocurrency exchange |url=https://www.theglobeandmail.com/business/article-before-quadriga-how-shady-ventures-in-gerald-cottens-youth-led-to/ |access-date=15 December 2019 |publisher=[[Globe and Mail]]}}

* {{Cite news |last1=Castaldo |first1=Joe |last2=Posadzki |first2=Alexandra |date=15 January 2022 |title=Widow of Quadriga crypto founder Gerald Cotten says she had no idea about the $215-million scam |url=https://www.theglobeandmail.com/business/article-quadriga-gerald-cotten-jennifer-robertson-bitcoin-widow-interview/ |access-date=26 October 2022 |publisher=Globe and Mail |quote=Jennifer Robertson speaks out publicly about her deceased husband, Gerald Cotten, his $215-million fraud and her new book, Bitcoin Widow}}

== Արտաքին հղումներ ==

* [https://www.quadrigacxtrustee.com Պաշտոնական կայքէջ]

14:22, 14 Մայիսի 2024-ի տարբերակ

Mock-up of a "hard" paywall on a fictional news website
"Philosophy 03 paywall" by French artist David Revoy, featuring the character Carrot and various paywalls. A paywall may restrict non-paying users either from any content, from a set limit of content, or from select content. The second wall from the left does not require the user to pay, but rather requires the user to subscribe (or register) for full access to content.

A paywall is a method of restricting access to content, with a purchase or a paid subscription, especially news.[1][2] Beginning in the mid-2010s, newspapers started implementing paywalls on their websites as a way to increase revenue after years of decline in paid print readership and advertising revenue, partly due to the use of ad blockers.[3] In academics, research papers are often subject to a paywall and are available via academic libraries that subscribe.[4][5][6]

Paywalls have also been used as a way of increasing the number of print subscribers; for example, some newspapers offer access to online content plus delivery of a Sunday print edition at a lower price than online access alone.[7] Newspaper websites such as that of The Boston Globe and The New York Times use this tactic because it increases both their online revenue and their print circulation (which in turn provides more ad revenue).[7]

History

In 1996, The Wall Street Journal set up and has continued to maintain a "hard" paywall.[8] It continued to be widely read, acquiring over one million users by mid-2007,[9] and 15 million visitors in March 2008.[10]

In 2010, following in the footsteps of The Wall Street Journal, The Times (London) implemented a "hard" paywall; a decision which was controversial because, unlike The Wall Street Journal, The Times is a general news site, and it was said that rather than paying, users would seek the information without charge elsewhere.[11] The paywall was deemed in practice to be neither a success nor a failure, having recruited 105,000 paying visitors.[12] In contrast The Guardian resisted the use of a paywall, citing "a belief in an open Internet" and "care in the community" as its reasoning – an explanation found in its welcome article to online news readers who, blocked from The Times site following the implementation of their paywall, came to The Guardian for online news.[13] The Guardian since experimented with other revenue-increasing ventures such as open API. Other papers, prominently The New York Times, have oscillated between the implementation and removal of various paywalls.[14] Because online news remains a relatively new medium, it has been suggested that experimentation is key to maintaining revenue while keeping online news consumers satisfied.[15]

Some implementations of paywalls proved unsuccessful, and have been removed.[16] Experts who are skeptical of the paywall model include Arianna Huffington, who declared "the paywall is history" in a 2009 article in The Guardian.[17] In 2010, Wikipedia co-founder Jimmy Wales reportedly called The Times's paywall "a foolish experiment."[18] One major concern was that, with content so widely available, potential subscribers would turn to free sources for their news.[19] The adverse effects of earlier implementations included decline in traffic[20] and poor search engine optimization.[16]

Paywalls have become controversial, with partisans arguing over the effectiveness of paywalls in generating revenue and their effect on media in general. Critics of paywalls include many businesspeople, academics such as media professor Jay Rosen, and journalists such as Howard Owens and media analyst Matthew Ingram of GigaOm. Those who see potential in paywalls include investor Warren Buffett, former Wall Street Journal publisher Gordon Crovitz, and media mogul Rupert Murdoch. Some have changed their opinions of paywalls. Felix Salmon of Reuters was initially an outspoken skeptic of paywalls, but later expressed the opinion that they could be effective.[21] A NYU media theorist, Clay Shirky, was initially a skeptic of paywalls, but in May 2012 wrote, "[Newspapers] should turn to their most loyal readers for income, via a digital subscription service of the sort the [New York Times] has implemented."[22][23]

Types

Three high level models of paywall have emerged: hard paywalls that allow no free content and prompt the user straight away to pay in order to read, listen or watch the content, soft paywalls that allow some free content, such as an abstract or summary, and metered paywalls that allow a set number of free articles that a reader can access over a specific period of time, allowing more flexibility in what users can view without subscribing.[24]

"Hard" paywalls

The "hard" paywall, as used by The Times, requires paid subscription before any of their online content can be accessed. A paywall of this design is considered the riskiest option for the content provider.[25] It is estimated that a website will lose 90% of its online audience and ad revenue only to gain it back through its ability to produce online content appealing enough to attract subscribers.[25] News sites with "hard" paywalls can succeed if they:

  • Provide added value to their content
  • Target a niche audience
  • Already dominate their own market[25]

Many experts denounce the "hard" paywall because of its inflexibility, believing it acts as a major deterrent for users. Financial blogger Felix Salmon wrote that when one encounters a "paywall and can't get past it, you simply go away and feel disappointed in your experience."[26] Jimmy Wales, founder of the online encyclopedia Wikipedia, argued that the use of a "hard" paywall diminishes a site's influence. Wales stated that, by implementing a "hard" paywall, The Times "made itself irrelevant."[18] Though the Times had potentially increased its revenue, it decreased its traffic by 60%.[11]

"Soft" paywalls

In this fictional example, the user can read seven more articles for free before they need to subscribe.

The "soft" paywall is best embodied by the metered model. The metered paywall allows users to view a specific number of articles before requiring paid subscription.[25] In contrast to sites allowing access to select content outside the paywall, the metered paywall allows access to any article as long as the user has not surpassed the set limit. The Financial Times allows users to access 10 articles before becoming paid subscribers.[25] The New York Times controversially[3] implemented a metered paywall in March 2011 which let users view 20 free articles a month before paid subscription and in April 2012 they reduced the number of free articles per month to 10.[27] Their metered paywall has been defined as not only soft, but "porous",[26] because it also allows access to any link posted on a social media site, and up to 25 free articles a day if accessed through a search engine.[28]

The model is designed to allow the paper to "retain traffic from light users", which in turn allows the paper to keep their number of visitors high, while receiving circulation revenue from the site's heavy users.[29] Using this model The New York Times garnered 224,000 subscribers in the first three months.[3] While many proclaimed their paywall a success after it reported a profit in the third quarter of 2011, the profit increase is said to be "ephemeral" and "largely based on a combination of cutbacks and the sale of assets."[30]

Google Search previously enforced a policy known as "First Click Free", whereby paywalled news websites were required to have a metered paywall for a minimum number of articles per-day (three, initially five) that could be accessed via results on Google Search or Google News. The site could still paywall other articles that were accessible via the page. This encouraged publications to allow their articles to be indexed by Google's web crawler, thus enhancing their prominence on Google Search and Google News. Sites that opted out of First Click Free were demoted in Google's rankings. Google discontinued the policy in 2017, stating that it provides additional tools for helping publications integrate subscriptions into its platforms.[31][32]

Combination

A "softer" paywall strategy includes allowing free access to select content, while keeping premium content behind a paywall. Such a strategy has been said to lead to "the creation of two categories: cheap fodder available for free (often created by junior staffers), and more 'noble' content."[25] This type of separation brings into question the egalitarianism of the online news medium. According to political and media theorist Robert A Hackett, "the commercial press of the 1800s, the modern world's first mass medium, was born with a profound democratic promise: to present information without fear or favour, to make it accessible to everyone, and to foster public rationality based on equal access to relevant facts.".[33]

The Boston Globe implemented a version of this strategy in September 2011 by launching a second website, BostonGlobe.com, to solely offer content from the paper behind a hard paywall, aside from most sports content, which was kept open to compete against other local sports websites. The former Boston Globe website, Boston.com, was relaunched with a larger focus on community news, sports, and lifestyle content, as well as selected Boston Globe content. The paper's editor Martin Baron described the two services as "two different sites for two different kinds of reader – some understand [that] journalism needs to be funded and paid for. Other people just won't pay. We have a site for them."[34] By March 2014 the site had over 60,000 digital subscribers; at that time, the Globe announced that it would replace the hard paywall with a metered system allowing users to read 10 articles without charge in any 30-day period. The Boston Globe editor Brian McGrory believed that an ability to sample the site's premium content would encourage more people to subscribe to the service. At the same time, McGrory also announced plans to give Boston.com a more distinct editorial focus, with a "sharper voice that better captures the sensibilities of Boston", while migrating other content by Globe writers, such as blogs from Boston.com to the paper's website, but keeping them freely available.[35]

A Cookie banner that requires to either pay or accept ads and Third-party cookies in order to read the content. The compatibility of this technique with data protection laws like General Data Protection Regulation is controversial and multiple data protection agencies established different guidelines.[36][37] In countries like Italy, Austria, France, Denmark it is lawful as long as the website provides the data subject with the option of accessing equivalent content or services without giving his or her consent to the storage and use of cookies or other tracking tools and the subscription to the site has a modest and fair cost so that it does not constrain the user’s free choice.[38][39][40][41]

Reception

Industry

Professional reception to the implementation of paywalls has been mixed. Most discussion of paywalls centers on their success or failure as business ventures, and overlooks their ethical implications for maintaining an informed public. In the paywall debate there are those who see the implementation of a paywall as a "sandbag strategy" – a strategy which may help increase revenue in the short term, but not a strategy that will foster future growth for the newspaper industry.[14] For the "hard" paywall specifically, however, there seems to be an industry consensus that the negative effects (loss of readership) outweigh the potential revenue, unless the newspaper targets a niche audience.[25][42]

There are also those who remain optimistic about the use of paywalls to help revitalize floundering newspaper revenues. Those who believe implementing paywalls will succeed, however, continually buffer their opinion with contingencies. Bill Mitchell states that for a paywall to bring new revenue and not deter current readers, newspapers must: "invest in flexible systems, exploit their journalists' expertise in niche areas, and, crucially, offer readers their money's worth in terms of new value."[15] The State of the News Media's 2011 annual report on American journalism makes the sweeping claim that: "[t]o survive financially, the consensus on the business side of news operations is that news sites not only need to make their advertising smarter, but they also need to find some way to charge for content and to invent new revenue streams other than display advertising and subscriptions."[43] Even those who do not believe in the general success of paywalls recognize that, for a profitable future, newspapers must start generating more attractive content with added value, or investigate new sources of earning revenue.[14]

Proponents of the paywall believe that it may be crucial for smaller publications to stay afloat. They argue that since 90 percent of advertising revenues are concentrated in the top 50 publishers, smaller operations can not necessarily depend on the traditional ad-supported free content model the way that larger sites can.[44] Many paywall advocates also contend that people are more than willing to pay a small price for quality content. In a March 2013 guest post for VentureBeat, Malcolm CasSelle of MediaPass stated his belief that monetization would become "something of a self-fulfilling prophecy: people [will] pay for content, and that money goes back into making the overall content even better."[45]

In April 2013 the Newspaper Association of America released its industry revenue profile for 2012, which reported that circulation revenue grew by 5 percent for dailies, making it the first year of circulation growth in ten years. Digital-only circulation revenue reportedly grew 275%; print and digital bundled circulation revenue grew 499%. Along with the shift towards bundling print and online into combined access subscriptions, print-only circulation revenue declined 14%. This news corroborates a growing belief that digital subscriptions will be the key to securing the long-term survival of newspapers.[46][47]

In May 2019, research by the Reuters Institute for the Study of Journalism at the University of Oxford showed that despite the controversies surrounding paywalls, these were on the rise across Europe and the United States. According to the study by Felix Simon and Lucas Graves, more than two-thirds of leading newspapers (69%) across the EU and US were operating some kind of online paywall as of 2019, a trend that has increased since 2017 according to the researchers, with the US seeing an increase from 60% to 76%.[48][49]

Reader

General user response to the implementation of paywalls has been measured through a number of recent studies which analyze readers' online news-reading habits. A study completed by the Canadian Media Research Consortium entitled "Canadian Consumers Unwilling to Pay for News Online", directly identifies the Canadian response to paywalls. Surveying 1,700 Canadians, the study found that 92% of participants who read the news online would rather find a free alternative than pay for their preferred site (in comparison to 82% of Americans[50]), while 81% stated that they would absolutely not pay for their preferred online news site.[51] Based on the poor reception of paid content by the participants, the study concludes with a statement similar to those of the media experts, stating, with the exception of prominent papers such as The Wall Street Journal and The Times, that given the "current public attitudes, most publishers had better start looking elsewhere for revenue solutions."[42]

A study by Elizabeth Benítez from the World Association of News Publishers surveyed 355 participants in Mexico, Europe and the United States. The study found that "Young readers are willing to pay up to €6 for a monthly digital news subscription – 50% less than the average price (€14.09) across countries. According to the Reuters Institute for the Study of Journalism (Simon and Graves 2019), €14.09 is the average monthly subscription price across six European countries and the United States."[52]

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