TomoCredit

Thank you to Money Rates for featuring TomoCredit in their recent article, "Money Moves to Make Before the End of the Year: It's About Optimizing Your Savings"! We’re officially only 53 days away from 2025! Have you made a plan for your savings strategies next year? Here are some essential money moves to make before the end of 2024 to kick off a strong 2025! https://lnkd.in/gvpFe_dD

As 2024 comes to a close, it’s the perfect time to reflect on your financial journey and start setting goals for a prosperous 2025. Planning ahead with clear, actionable strategies can set you up for success and help you make the most of the new year. Here are some powerful investment strategies to kick off 2025 strong, allowing you to maximize growth, manage risk, and keep your financial goals on track. Let’s dive in! #personalfinance #investment #fintech

We are excited to welcome Richard DeAmicis as our new Full Stack Software Engineer at TomoCredit! As a proud Tomonian, Rick brings a unique blend of technical expertise and analytical insight to our team. His exceptional commitment to excellence makes him an outstanding addition to our TomoCredit family. We're thrilled to have him on board and look forward to innovating and growing together! 🎉🥳 #fintech #hiring #innovation

Thank you, MSN, for featuring TomoCredit in the recent article '6 Top Investment Strategies for Millennials'! 🙌 As we approach the end of the year, it’s the perfect time to think ahead about your investment strategies for the coming year. 💭✨ Take a look at the article—who knows, it might spark some fresh ideas for your financial journey! #TomoCredit #InvestmentStrategies #FinancialPlanning #Millennials https://lnkd.in/gMBN5e6A

🎁 Holiday spending doesn’t have to mean post-holiday stress! This season, "Buy Now, Pay Later" (BNPL) is offering shoppers a smarter, more flexible way to manage gift expenses without relying on high-interest credit cards. In our latest article, we explore how BNPL can help stretch your holiday budget, balance finances, and create a stress-free gift-giving season. Check it out to see how this payment option might work for you and make the holidays a little brighter! #holidayshopping #fintech #innovation

Thank you, CBS News, for featuring TomoCredit in the recent article, "These Loans Will Become Cheaper as the Fed Cuts Rates." Many people may be getting a bit too excited about the interest rate drop, but does this mean all loans will become "cheaper"? Not necessarily. According to recent research, credit card and auto loan rates have indeed decreased, but mortgage rates are still holding steady at over 7%. If you're planning to refinance your current mortgage, it might be wise to wait a bit longer for the next rate drop! https://lnkd.in/eQiGr5Nx

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With the recent interest rate drop, many homeowners might be wondering, 'Should I refinance my property this year?' Based on what we've learned, this may not be the best opportunity, and here’s why. #mortgage #interestrate #fintech

Thank you to CBS News for featuring TomoCredit in the recent article, "When will my credit card debt become uncollectible?" Many Americans face mounting credit card debt, worsened by high interest rates and economic challenges. Debt can become unmanageable due to factors like job loss, medical emergencies, and limited financial literacy. Once debt is delinquent, creditors usually sell it to collection agencies after three to six months. If unpaid, the debt may eventually become uncollectible, with the statute of limitations on collection varying by state. However, uncollectible debt can still impact your credit score for up to seven years. To avoid this, we always recommend strategies like budgeting, debt repayment methods, and seeking professional debt relief assistance to regain control before debt becomes overwhelming. #creditcarddebt #personalfinance #interestrate https://lnkd.in/g-gC5MGK

For small business owners, a strong credit score is more than just a financial benchmark—it’s a strategic asset that unlocks access to capital, lowers borrowing costs, and accelerates growth. With a solid credit profile, businesses are more likely to secure loans, negotiate better interest rates, and have greater flexibility in managing cash flow. At TomoCredit, we understand the power of good credit and are here to help you build it responsibly. With no credit checks required, we offer a unique path to strengthen your credit while providing access to premium business insurance, giving you the financial flexibility to thrive. #fintech #innovation #creditpower