Health Insurance Solutions

Achieve faster enrollments and accurate billing with our comprehensive SaaS solution for policy administration, revenue management, and billing. Stay competitive with frictionless onboarding, efficient member management, and flexible billing options.

Watch a demonstration of how Oracle health products, including Oracle Health Clinical AI Agent (formerly Oracle Health Clinical Digital Assistant), Oracle Health EHR, and Oracle Health Care Management, are revolutionizing the healthcare experience.

Discover how the Oracle Health Insurance solution simplifies claims processing and premium billing

This end-to-end core administrative platform for small and large health plans enables them to modernize their systems at scale, introduce new products quickly, grow enrollments, and increase market share.

Watch the overview (1:32)

Cruise Through the Health Plan Enrollment and Billing Journey

Learn how our solution helps payers surmount persistent data, performance, compliance, and security challenges to enable frictionless onboarding, a central golden member record, effective member management, and more accurate, efficient pricing and billing.

Read the ebook (PDF)

Value-Based Payments: Scaling Up for Success

Oracle Health Insurance Value-Based Payments Cloud Service streamlines payments, helping enhance efficiency and patient outcomes. Payers benefit from reduced errors and manual tasks, supported by Oracle’s vital role in optimizing operational efficiency and payment model adaptation.

Read the value-based payments solution brief (PDF)

Fireside chat: Modernizing Defense Health’s operations.

Deliver transparency and gain efficiency with comprehensive policy and claims administration

Support commercial lines, government programs, and specialty lines on a single health insurance platform

Easily set up employer groups and enrollment rules, streamline the member enrollment process, and provide exceptional customer service with centralized member data.

Explore Policy Administration (PDF)

Streamline maintenance of provider contracts and boost claims auto-adjudication

Reduce operational costs and simplify claims administration with improved claims pricing and intelligent, automated claims adjudication. Efficiently manage provider contracts, getting complete traceability of your provider contract configurations and corresponding claims pricing.

Explore Claims Administration (PDF)

Automate billing, payment, and collection processes

Improve member satisfaction with timely, accurate, and transparent billing for all your plans—exchange, individual, group, administrative services only (ASO) billing with stop-loss, and government.

Explore Revenue Management and Billing

Accommodate new and emerging provider contract models

Easily administer and automate payment contract models such as accountable care, capitation, and bundled payments. Focus your offerings on value, outcomes, and risk sharing so your members can benefit from lower costs and better quality of care.

Explore Value-Based Payments (PDF)

Improve healthcare data management as well as your members’ health outcomes

Make patient information interoperable, accessible, and reusable

Reduce costs and improve patient outcomes by consolidating healthcare data—including discrete clinical data, clinical documents, and patient summary records—in a single repository.

Explore Healthcare Data Management

Bring cloud capabilities to your core insurance platforms

Rapidly deploy your most important applications in the cloud with the security and data protection that health insurers require. Whether you are running legacy workloads or new cloud native applications, get exceptional performance and scalability with consistent support for regulatory compliance.

Explore Oracle Cloud Infrastructure

Oracle Health Insurance Data Exchange Cloud Service

Data Exchange Cloud Service is built on AI-powered Oracle Cloud Infrastructure and designed to meet the specific integration needs and challenges of the health insurance industry. With this service, you get a secure, scalable, and future-proof data exchange platform powered by Oracle Autonomous Database and the latest Oracle technology stack.

Explore Data Exchange Cloud Service (PDF)

Accelerate the launch and distribution of new insurance products

Bring innovative or complex health insurance products to market faster by centralizing rating data. Eliminate anomalies between quoting engines and policy administration systems. Comply with regulations by easily integrating with federal, state, and private healthcare exchanges.

Explore Enterprise Rating (PDF)

“You need to have a finance system that gives you the flexibility and access to information required to support the kinds of innovations we are investing in as a health plan and partner to hospitals and independent systems. We get that with Oracle.”

Sandra Clarke

Senior Vice President and Chief Financial Officer, Blue Shield of California

Build a strong foundation to meet your operational and member health goals

Get a single view of your financial data and adapt quickly to changing requirements

Simplify your financial processes and gain better control on data quality and consistency through a unified data model and common analytics. Mitigate risk by getting better insights from policy and claims data through machine-learning–based anomaly detection.

Explore Insurance ERP

Put your data to work to design better plans and improve member health

Deploy Oracle's secure public cloud and Oracle Healthcare Foundation to support the Quadruple Aim model of cost, population health, patient experience, and clinician satisfaction. Predict risk in patient populations and uncover the factors affecting per capita cost while keeping clinical data secure.

Explore Oracle Analytics Cloud

Improve your members’ onboarding and customer experience

Easily onboard new members and help them find answers about their coverage, benefits, and claims through the channels they prefer. Deliver instant access to answers, personalized advice, and tailored content. Provide 24/7 guidance with AI-enabled virtual assistants.

Explore Customer Experience Solutions

Find the right talent and provide them the best employee experience to be successful

Deploy one system to connect your human resource processes, from hire to retire. Build a people strategy to stay ahead of changing markets and empower your teams to be successful at their jobs.

Explore HCM for Financial Services

See how our customers experience Oracle Health Insurance

Explore more customer stories

Find resources and more

Shaping the foundation for moving to the cloud

Health insurance technology is essential to keep pace with the rapidly transforming industry. Discover how Oracle Health insurance cloud services offer rich functionality and flexibility for operational efficiency, an easy-to-manage health insurance platform for growth and scalability, and transparent member engagements.

Get the ebook (PDF)